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Lowest closing cost mortgage lenders in El Paso County County, Colorado

In El Paso County, Colorado, homebuyers paid a median of $7,580 in closing costs in 2024 — above the Colorado median of $6,509. The county saw 9,741 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $582, which is $4,286 less than the county median.

Homebuyers in El Paso County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $6,998 less in closing costs than the county median.

County Median Costs

$7,580

+16.4% vs Colorado ($6,509)

Median Rate

6.250%

−5.6% vs national (6.620%)

Median Origination

$1,845

Purchase Originations

9,741

vs Colorado Median

16.4% above

$1,071

vs National Median

12.4% above

$839

Lender rankings in El Paso County County

88 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$5825.500%$046−$4,286
2$2,5126.625%$75265−$2,356
3$2,8974.990%$38534−$1,971
4$2,9766.375%$050−$1,892
5$3,2546.312%$1,47512−$1,614
6$3,2786.875%$99533−$1,590
7$3,2946.250%$995575−$1,574
8$3,4106.125%$1,25032−$1,458
9$3,4136.625%$1,33051−$1,455
10$3,4876.375%$1,60011−$1,381
11$3,5006.994%$1,39712−$1,368
12$3,5286.625%$1,54073−$1,340
13$3,5846.990%$1,74216−$1,284
14$3,6126.250%$1,50027−$1,256
15$3,6526.562%$95510−$1,216
16$3,7016.625%$1,63712−$1,167
17$3,7255.062%$1,55214−$1,143
18$3,8156.625%$1,672126−$1,053
19$3,8326.500%$1,85438−$1,036
20$3,9956.700%$1,99935−$873
21$4,0696.875%$1,95019−$799
22$4,0886.500%$2,37522−$780
23$4,2166.990%$2,27554−$652
24$4,3296.938%$2,41616−$539
25$4,3616.688%$1,39556−$507
26$4,5536.625%$2,09134−$315
27$4,7596.125%$2,24511−$109
28$4,8076.625%$2,51844−$61
29$4,9636.500%$3,34016+$95
30$4,9696.750%$3,17416+$101
31$4,9736.875%$3,01089+$105
32$5,0065.500%$2,36330+$138
33$5,0086.625%$2,94017+$140
34$5,0106.750%$2,96349+$142
35$5,0296.625%$3,307197+$161
36$5,0346.625%$3,011134+$166
37$5,1976.875%$3,78851+$329
38$5,2496.688%$3,06062+$381
39$5,3146.990%$2,52119+$446
40$5,5236.875%$3,42776+$655
41$5,7076.500%$4,04425+$839
42$5,7186.490%$3,36327+$850
43$5,7616.750%$3,86825+$893
44$5,8586.625%$4,02260+$990
45$5,8746.490%$4,25511+$1,006
46$5,9426.625%$3,98057+$1,074
47$5,9586.875%$3,833109+$1,090
48$6,0235.990%$4,00850+$1,155
49$6,1726.750%$4,41116+$1,304
50$6,2616.750%$4,24116+$1,393
51$6,3746.624%$4,11329+$1,506
52$6,4376.688%$4,95110+$1,569
53$6,5996.990%$4,86823+$1,731
54$6,7476.562%$4,55910+$1,879
55$6,7816.625%$4,99412+$1,913
56$7,0166.625%$4,58958+$2,148
57$7,0776.990%$4,86515+$2,209
58$7,1767.000%$4,93114+$2,308
59$7,3717.125%$5,42917+$2,503
60$7,5656.750%$5,46218+$2,697
61$7,6586.500%$5,58123+$2,790
62$7,7267.125%$5,80414+$2,858
63$7,7646.875%$5,91522+$2,896
64$7,7756.500%$5,559746+$2,907
65$7,8176.875%$6,27412+$2,949
66$8,6686.875%$5,96017+$3,800
67$9,1416.490%$7,26630+$4,273
68$10,3526.625%$8,16013+$5,484
69$14,9567.999%$12,79313+$10,088

Includes lenders with 10+ purchase originations in El Paso County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.