Purchase Originations
781
Ranked #466 nationally
Median Total Costs
$11,014
+64.9% vs national ($6,680)
↑ $124 vs prior year
Median Rate
5.000%
−23.0% vs national (6.490%)
↓ 0.500% vs prior year
Median Origination
$3,328
Median Lender Credits
$21
Cost Rank (500+ vol.)
#566
among lenders with 500+ originations
Denial Rate
0.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 383 | 4.990% | $14,291 | $4,972 |
| conventional | 291 | 5.625% | $5,108 | $2,995 |
| va | 106 | 4.990% | $8,086 | $0 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,545 | 5.815% | — | 2 | −$9,469 | |
| 2 | $3,075 | 7.000% | — | 1 | −$7,939 | |
| 3 | $3,826 | 6.062% | — | 2 | −$7,188 | |
| 4 | $3,856 | 6.990% | — | 1 | −$7,158 | |
| 5 | $7,187 | 4.990% | — | 52 | −$3,827 | |
| 6 | $7,858 | 6.125% | — | 27 | −$3,156 | |
| 7 | $7,863 | 6.125% | — | 1 | −$3,151 | |
| 8 | $8,010 | 4.990% | — | 179 | −$3,004 | |
| 9 | $9,260 | 6.000% | — | 5 | −$1,754 | |
| 10 | $10,130 | 4.490% | — | 28 | −$884 | |
| 11 | $11,280 | 4.490% | — | 40 | +$266 | |
| 12 | $11,436 | 5.490% | — | 275 | +$422 | |
| 13 | $13,323 | 5.812% | — | 34 | +$2,309 | |
| 14 | $15,618 | 5.875% | — | 133 | +$4,604 | |
| 15 | $19,579 | 6.500% | — | 1 | +$8,565 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Nest Home Lending, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $395,000 | $335,000 | +$60,000 (+17.9%) |
| Median total closing costs | $11,014 | $7,127 | +$3,887 (+54.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.