NEST HOME LENDING, LLC closing costs and rates (2024)
In 2024, NEST HOME LENDING, LLC originated 641 purchase mortgages at a median interest rate of 5.50% and median total closing costs of $10,890. That ranks #542 nationally by origination volume. For total closing costs among lenders with 500+ originations, NEST HOME LENDING, LLC ranks #581. That is $4,149 above the national median of $6,741. NEST HOME LENDING, LLC is most active in Colorado with 425 originations there.
Purchase Originations
641
Ranked #542 nationally
Median Total Costs
$10,890
+61.5% vs national ($6,741)
Median Rate
5.500%
−16.9% vs national (6.620%)
Median Origination
$4,502
Median Lender Credits
$33
Cost Rank (500+ vol.)
#581
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 278 | 5.490% | $16,932 | $7,426 |
| conventional | 276 | 5.990% | $6,606 | $4,453 |
| va | 87 | 4.990% | $6,628 | $1,405 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,508 | 5.495% | — | 42 | −$6,382 | |
| 2 | $6,742 | 6.375% | — | 23 | −$4,148 | |
| 3 | $7,500 | 5.990% | — | 3 | −$3,390 | |
| 4 | $8,701 | 4.990% | — | 126 | −$2,189 | |
| 5 | $9,450 | 5.875% | — | 2 | −$1,440 | |
| 6 | $9,486 | 6.625% | — | 7 | −$1,404 | |
| 7 | $9,603 | 6.062% | — | 4 | −$1,287 | |
| 8 | $9,960 | 5.250% | — | 19 | −$930 | |
| 9 | $10,690 | 6.808% | — | 4 | −$200 | |
| 10 | $10,731 | 5.250% | — | 126 | −$159 | |
| 11 | $10,866 | 5.990% | — | 99 | −$24 | |
| 12 | $11,172 | 5.240% | — | 12 | +$282 | |
| 13 | $11,653 | 5.750% | — | 73 | +$763 | |
| 14 | $13,792 | 5.750% | — | 101 | +$2,902 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.