Lowest closing cost mortgage lenders in Delta County County, Colorado
In Delta County, Colorado, homebuyers paid a median of $7,550 in closing costs in 2024 — above the Colorado median of $6,509. The county saw 290 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $5,027, which is $133 less than the county median.
Homebuyers in Delta County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,523 less in closing costs than the county median.
County Median Costs
$7,550
+16.0% vs Colorado ($6,509)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$4,129
Purchase Originations
290
vs Colorado Median
16.0% above
$1,041
vs National Median
12.0% above
$809
Lender rankings in Delta County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,856 | 6.625% | $3,972 | 24 | −$182 | |
| 2 | $6,610 | 6.625% | $4,725 | 36 | +$572 | |
| 3 | $7,842 | 6.625% | $5,753 | 20 | +$1,804 |
Includes lenders with 10+ purchase originations in Delta County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.