Lowest closing cost mortgage lenders in Chaffee County County, Colorado
In Chaffee County, Colorado, homebuyers paid a median of $5,969 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 235 purchase mortgages at a median rate of 6.53%. Among lenders with 10+ originations, UNION HOME MORTGAGE CORP. offered the lowest median costs at $4,536, which is $861 less than the county median.
Homebuyers in Chaffee County County who chose UNION HOME MORTGAGE CORP. paid $1,433 less in closing costs than the county median.
County Median Costs
$5,969
−8.3% vs Colorado ($6,509)
Median Rate
6.530%
−1.4% vs national (6.620%)
Median Origination
$3,023
Purchase Originations
235
vs Colorado Median
8.3% below
$-540
vs National Median
11.4% below
$-772
Lender rankings in Chaffee County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,536 | 6.625% | $1,301 | 18 | −$861 | |
| 2 | $4,557 | 6.500% | $3,768 | 19 | −$840 | |
| 3 | $5,099 | 6.624% | $1,995 | 13 | −$298 | |
| 4 | $6,827 | 6.125% | $4,725 | 40 | +$1,430 | |
| 5 | $8,218 | 6.625% | $6,079 | 13 | +$2,821 |
Includes lenders with 10+ purchase originations in Chaffee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.