Lowest closing cost mortgage lenders in Larimer County County, Colorado
In Larimer County, Colorado, homebuyers paid a median of $5,601 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 3,910 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, HOMEAMERICAN MORTGAGE CORPORATION offered the lowest median costs at $627, which is $4,047 less than the county median.
Homebuyers in Larimer County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $4,974 less in closing costs than the county median.
County Median Costs
$5,601
−13.9% vs Colorado ($6,509)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,364
Purchase Originations
3,910
vs Colorado Median
13.9% below
$-908
vs National Median
16.9% below
$-1,140
Lender rankings in Larimer County County
57 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $627 | 5.500% | $0 | 30 | −$4,047 | |
| 2 | $2,352 | 6.250% | $0 | 16 | −$2,322 | |
| 3 | $2,385 | 6.625% | $1,026 | 48 | −$2,289 | |
| 4 | $2,956 | 6.750% | $955 | 31 | −$1,718 | |
| 5 | $3,012 | 6.100% | $815 | 11 | −$1,662 | |
| 6 | $3,071 | 6.625% | $1,152 | 146 | −$1,603 | |
| 7 | $3,140 | 6.375% | $1,075 | 12 | −$1,534 | |
| 8 | $3,170 | 6.624% | $1,459 | 10 | −$1,504 | |
| 9 | $3,236 | 6.250% | $1,250 | 53 | −$1,438 | |
| 10 | $3,264 | 6.125% | $995 | 63 | −$1,410 | |
| 11 | $3,325 | 6.125% | $1,116 | 10 | −$1,349 | |
| 12 | $3,336 | 6.500% | $1,095 | 52 | −$1,338 | |
| 13 | $3,357 | 6.625% | $1,050 | 135 | −$1,317 | |
| 14 | $3,420 | 5.625% | $1,465 | 15 | −$1,254 | |
| 15 | $3,510 | 5.625% | $1,495 | 69 | −$1,164 | |
| 16 | $3,571 | 4.750% | $1,398 | 70 | −$1,103 | |
| 17 | $3,658 | 6.375% | $1,425 | 19 | −$1,016 | |
| 18 | $3,752 | 6.875% | $2,006 | 35 | −$922 | |
| 19 | $3,947 | 6.250% | $2,469 | 15 | −$727 | |
| 20 | $4,099 | 6.188% | $1,562 | 30 | −$575 | |
| 21 | $4,152 | 5.990% | $1,325 | 37 | −$522 | |
| 22 | $4,276 | 5.500% | $2,104 | 94 | −$398 | |
| 23 | $4,357 | 6.808% | $1,648 | 10 | −$317 | |
| 24 | $4,374 | 6.750% | $1,274 | 16 | −$300 | |
| 25 | $4,379 | 6.625% | $2,284 | 21 | −$295 | |
| 26 | $4,658 | 6.808% | $2,781 | 14 | −$16 | |
| 27 | $4,807 | 6.875% | $2,848 | 35 | +$133 | |
| 28 | $4,809 | 6.625% | $2,258 | 19 | +$135 | |
| 29 | $4,817 | 5.875% | $2,000 | 16 | +$143 | |
| 30 | $4,917 | 6.625% | $995 | 32 | +$243 | |
| 31 | $4,991 | 6.875% | $2,433 | 19 | +$317 | |
| 32 | $5,019 | 6.875% | $3,637 | 19 | +$345 | |
| 33 | $5,434 | 6.575% | $3,515 | 81 | +$760 | |
| 34 | $5,460 | 6.625% | $4,163 | 129 | +$786 | |
| 35 | $5,514 | 6.990% | $3,285 | 90 | +$840 | |
| 36 | $5,598 | 6.875% | $3,250 | 32 | +$924 | |
| 37 | $5,647 | 6.750% | $3,832 | 45 | +$973 | |
| 38 | $5,701 | 6.624% | $2,912 | 15 | +$1,027 | |
| 39 | $6,043 | 6.625% | $3,953 | 56 | +$1,369 | |
| 40 | $6,305 | 6.875% | $3,760 | 60 | +$1,631 | |
| 41 | $6,315 | 6.775% | $3,980 | 14 | +$1,641 | |
| 42 | $6,523 | 6.625% | $4,486 | 383 | +$1,849 | |
| 43 | $6,626 | 6.625% | $4,968 | 121 | +$1,952 | |
| 44 | $6,626 | 6.490% | $4,130 | 14 | +$1,952 | |
| 45 | $6,884 | 6.625% | $4,847 | 130 | +$2,210 | |
| 46 | $7,152 | 6.500% | $5,164 | 45 | +$2,478 | |
| 47 | $7,259 | 6.750% | $5,290 | 13 | +$2,585 | |
| 48 | $7,266 | 6.950% | $5,222 | 64 | +$2,592 | |
| 49 | $7,350 | 5.875% | $5,360 | 13 | +$2,676 | |
| 50 | $7,943 | 6.125% | $6,470 | 11 | +$3,269 | |
| 51 | $8,230 | 6.500% | $6,249 | 130 | +$3,556 | |
| 52 | $8,459 | 6.625% | $6,131 | 14 | +$3,785 | |
| 53 | $8,823 | 6.990% | $6,458 | 15 | +$4,149 | |
| 54 | $9,477 | 6.875% | $6,164 | 15 | +$4,803 | |
| 55 | $10,304 | 8.000% | $8,130 | 14 | +$5,630 |
Includes lenders with 10+ purchase originations in Larimer County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.