Homebuyers in Larimer County County who chose CHEVRON FEDERAL CREDIT UNION paid $5,500 less in closing costs than the county median.
County Median Costs
$5,500
−13.0% vs Colorado ($6,322)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,019
Purchase Originations
4,145
Denial Rate
6.1%
vs Colorado avg (6.3%)
vs Colorado Median
13.0% below
$-822
vs National Median
17.7% below
$-1,180
60 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.875% | $0 | 16 | −$4,456 | |
| 2 | $1,528 | 4.875% | $0 | 49 | −$2,928 | |
| 3 | $2,196 | 6.500% | $0 | 13 | −$2,260 | |
| 4 | $2,319 | 4.990% | $250 | 113 | −$2,137 | |
| 5 | $2,926 | 6.500% | $1,160 | 175 | −$1,530 | |
| 6 | $3,090 | 6.500% | $995 | 37 | −$1,366 | |
| 7 | $3,262 | 6.312% | $1,209 | 18 | −$1,194 | |
| 8 | $3,340 | 5.625% | $995 | 63 | −$1,116 | |
| 9 | $3,395 | 6.625% | $1,432 | 171 | −$1,061 | |
| 10 | $3,500 | 6.500% | $1,577 | 19 | −$956 | |
| 11 | $3,532 | 4.058% | $1,398 | 16 | −$924 | |
| 12 | $3,552 | 6.250% | $1,230 | 12 | −$904 | |
| 13 | $3,553 | 6.562% | $1,531 | 28 | −$903 | |
| 14 | $3,598 | 4.875% | $1,500 | 15 | −$858 | |
| 15 | $3,693 | 6.000% | $1,250 | 48 | −$763 | |
| 16 | $3,694 | 6.438% | $1,125 | 32 | −$762 | |
| 17 | $3,718 | 6.625% | $1,490 | 11 | −$738 | |
| 18 | $3,794 | 5.812% | $1,595 | 64 | −$662 | |
| 19 | $3,970 | 6.688% | $2,112 | 44 | −$486 | |
| 20 | $3,979 | 6.490% | $1,932 | 57 | −$477 | |
| 21 | $4,140 | 6.375% | $2,243 | 14 | −$316 | |
| 22 | $4,148 | 6.000% | $1,499 | 31 | −$308 | |
| 23 | $4,161 | 5.990% | $1,325 | 45 | −$295 | |
| 24 | $4,168 | 6.600% | $1,940 | 47 | −$288 | |
| 25 | $4,386 | 6.625% | $1,845 | 81 | −$70 |
Includes lenders with 10+ purchase originations in Larimer County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.