RESICENTRAL, LLC closing costs and rates (2024)
In 2024, RESICENTRAL, LLC originated 2,817 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,094. That ranks #161 nationally by origination volume. For total closing costs among lenders with 500+ originations, RESICENTRAL, LLC ranks #450. That is $1,353 above the national median of $6,741. RESICENTRAL, LLC is most active in California with 499 originations there.
Purchase Originations
2,817
Ranked #161 nationally
Median Total Costs
$8,094
+20.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,834
Median Lender Credits
$3,217
Cost Rank (500+ vol.)
#450
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,232 | 6.625% | $7,138 | $3,131 |
| fha | 435 | 6.125% | $13,698 | $2,508 |
| va | 150 | 6.125% | $7,020 | $1,095 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 499 | 6.490% | $9,848 | #72 |
| Illinois | 361 | 6.875% | $7,452 | #60 |
| Texas | 232 | 6.562% | $8,856 | #181 |
| Florida | 218 | 6.625% | $10,315 | #160 |
| Colorado | 156 | 6.625% | $5,097 | #83 |
| Utah | 146 | 6.490% | $6,187 | #44 |
| Washington | 146 | 6.490% | $9,270 | #85 |
| North Carolina | 126 | 6.625% | $6,387 | #133 |
| Arizona | 115 | 6.490% | $7,627 | #89 |
| South Carolina | 112 | 6.490% | $8,916 | #107 |
| Michigan | 86 | 7.990% | $4,295 | #118 |
| Georgia | 77 | 6.625% | $7,484 | #161 |
| New Jersey | 75 | 6.625% | $10,490 | #124 |
| Oregon | 74 | 6.433% | $8,386 | #84 |
| Minnesota | 66 | 6.490% | $8,223 | #106 |
| Ohio | 38 | 6.490% | $6,211 | — |
| Maryland | 36 | 6.375% | $11,923 | — |
| Tennessee | 35 | 6.625% | $7,227 | — |
| Virginia | 31 | 6.490% | $6,616 | — |
| Louisiana | 30 | 6.490% | $6,768 | — |
| Connecticut | 29 | 6.625% | $5,595 | — |
| Kentucky | 29 | 6.625% | $5,259 | — |
| Pennsylvania | 27 | 6.625% | $10,185 | — |
| Wisconsin | 25 | 6.625% | $5,302 | — |
| New Hampshire | 20 | 6.875% | $4,082 | — |
| Idaho | 12 | 6.058% | $9,724 | — |
| Arkansas | 8 | 6.308% | $5,495 | — |
| Alabama | 6 | 6.308% | $7,862 | — |
| District of Columbia | 1 | 5.875% | $5,920 | — |
| Montana | 1 | 6.250% | $5,764 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,000 | 6.990% | — | 30 | −$4,094 | |
| 2 | $4,295 | 8.125% | — | 39 | −$3,799 | |
| 3 | $4,539 | 6.625% | — | 32 | −$3,555 | |
| 4 | $6,474 | 6.625% | — | 45 | −$1,620 | |
| 5 | $6,651 | 6.490% | — | 33 | −$1,443 | |
| 6 | $7,098 | 6.490% | — | 47 | −$996 | |
| 7 | $7,256 | 6.990% | — | 34 | −$838 | |
| 8 | $7,417 | 6.875% | — | 212 | −$677 | |
| 9 | $8,015 | 6.625% | — | 39 | −$79 | |
| 10 | $8,204 | 6.490% | — | 80 | +$110 | |
| 11 | $8,467 | 6.490% | — | 31 | +$373 | |
| 12 | $8,761 | 7.058% | — | 28 | +$667 | |
| 13 | $8,863 | 6.625% | — | 28 | +$769 | |
| 14 | $9,399 | 6.625% | — | 28 | +$1,305 | |
| 15 | $9,531 | 6.625% | — | 32 | +$1,437 | |
| 16 | $9,646 | 6.490% | — | 38 | +$1,552 | |
| 17 | $9,880 | 6.562% | — | 44 | +$1,786 | |
| 18 | $10,071 | 6.375% | — | 41 | +$1,977 | |
| 19 | $13,280 | 6.625% | — | 84 | +$5,186 | |
| 20 | $14,836 | 6.250% | — | 84 | +$6,742 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.