CHEVRON FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, CHEVRON FEDERAL CREDIT UNION originated 439 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,021. That is $2,720 below the national median of $6,741. CHEVRON FEDERAL CREDIT UNION is most active in Texas with 197 originations there.
Purchase Originations
439
Median Total Costs
$4,021
−40.4% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$715
Median Lender Credits
$162
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 439 | 6.375% | $4,021 | $715 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 197 | 6.375% | $4,229 | #200 |
| California | 89 | 6.375% | $5,052 | #210 |
| Colorado | 31 | 6.250% | $0 | — |
| Louisiana | 25 | 6.250% | $0 | — |
| Mississippi | 19 | 6.625% | $3,562 | — |
| New Mexico | 7 | 6.000% | $972 | — |
| Utah | 7 | 5.625% | $0 | — |
| Ohio | 6 | 6.250% | $3,649 | — |
| Arkansas | 5 | 6.875% | $2,837 | — |
| Arizona | 5 | 6.250% | $4,894 | — |
| Tennessee | 5 | 6.000% | $5,647 | — |
| Alabama | 4 | 6.812% | $3,021 | — |
| Nevada | 4 | 6.500% | $4,974 | — |
| Oregon | 4 | 7.000% | $5,065 | — |
| Washington | 4 | 6.625% | $3,999 | — |
| Iowa | 3 | 6.000% | $495 | — |
| North Carolina | 3 | 6.500% | $3,771 | — |
| Georgia | 2 | 6.625% | $5,689 | — |
| Illinois | 2 | 6.438% | $4,773 | — |
| Kansas | 2 | 6.812% | $3,858 | — |
| Massachusetts | 2 | 7.000% | $6,513 | — |
| Wyoming | 2 | 6.688% | $3,066 | — |
| Alaska | 1 | 5.625% | $1,530 | — |
| Florida | 1 | 6.250% | $7,134 | — |
| Idaho | 1 | 6.500% | $4,314 | — |
| Kentucky | 1 | 5.875% | $2,461 | — |
| Maryland | 1 | 6.250% | $4,426 | — |
| Maine | 1 | 7.375% | $3,987 | — |
| Nebraska | 1 | 5.875% | $4,491 | — |
| New Hampshire | 1 | 6.750% | $7,021 | — |
| Oklahoma | 1 | 5.625% | $3,228 | — |
| Virginia | 1 | 5.875% | $3,920 | — |
| West Virginia | 1 | 6.875% | $4,118 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.250% | — | 11 | −$4,021 | |
| 2 | $0 | 6.375% | — | 8 | −$4,021 | |
| 3 | $0 | 6.000% | — | 7 | −$4,021 | |
| 4 | $0 | 5.625% | — | 5 | −$4,021 | |
| 5 | $0 | 5.875% | — | 5 | −$4,021 | |
| 6 | $1,174 | 6.188% | — | 6 | −$2,847 | |
| 7 | $1,474 | 6.375% | — | 6 | −$2,547 | |
| 8 | $2,763 | 6.375% | — | 43 | −$1,258 | |
| 9 | $3,529 | 6.875% | — | 12 | −$492 | |
| 10 | $3,798 | 6.438% | — | 18 | −$223 | |
| 11 | $3,823 | 5.875% | — | 5 | −$198 | |
| 12 | $4,393 | 7.000% | — | 6 | +$372 | |
| 13 | $4,480 | 6.375% | — | 84 | +$459 | |
| 14 | $4,653 | 6.125% | — | 7 | +$632 | |
| 15 | $4,883 | 6.375% | — | 26 | +$862 | |
| 16 | $4,894 | 6.250% | — | 5 | +$873 | |
| 17 | $5,052 | 6.375% | — | 33 | +$1,031 | |
| 18 | $5,148 | 6.625% | — | 8 | +$1,127 | |
| 19 | $5,857 | 6.312% | — | 4 | +$1,836 | |
| 20 | $5,928 | 6.000% | — | 7 | +$1,907 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.