Homebuyers in Garfield County County who chose FirstBank paid $4,251 less in closing costs than the county median.
County Median Costs
$7,586
+20.0% vs Colorado ($6,322)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$3,914
Purchase Originations
519
Denial Rate
18.6%
vs Colorado avg (6.3%)
vs Colorado Median
20.0% above
$1,264
vs National Median
13.6% above
$906
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,335 | 6.000% | $1,250 | 21 | −$2,075 | |
| 2 | $3,942 | 6.750% | $2,464 | 12 | −$1,468 | |
| 3 | $4,002 | 6.475% | $1,731 | 13 | −$1,408 | |
| 4 | $4,623 | 6.638% | $3,131 | 50 | −$787 | |
| 5 | $4,922 | 6.875% | $3,125 | 45 | −$488 | |
| 6 | $5,927 | 6.750% | $3,865 | 27 | +$517 | |
| 7 | $6,215 | 6.688% | $4,976 | 14 | +$805 | |
| 8 | $7,433 | 6.500% | $5,250 | 17 | +$2,023 | |
| 9 | $8,036 | 6.625% | $6,082 | 16 | +$2,626 | |
| 10 | $9,347 | 6.495% | $6,721 | 32 | +$3,937 | |
| 11 | $9,621 | 6.438% | $7,595 | 16 | +$4,211 |
Includes lenders with 10+ purchase originations in Garfield County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.