Lowest closing cost mortgage lenders in Garfield County County, Colorado
In Garfield County, Colorado, homebuyers paid a median of $7,548 in closing costs in 2024 — above the Colorado median of $6,509. The county saw 573 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FirstBank offered the lowest median costs at $2,967, which is $2,201 less than the county median.
Homebuyers in Garfield County County who chose FirstBank paid $4,581 less in closing costs than the county median.
County Median Costs
$7,548
+16.0% vs Colorado ($6,509)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,821
Purchase Originations
573
vs Colorado Median
16.0% above
$1,039
vs National Median
12.0% above
$807
Lender rankings in Garfield County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,967 | 6.125% | $1,250 | 19 | −$2,201 | |
| 2 | $3,660 | 7.000% | $1,868 | 28 | −$1,508 | |
| 3 | $4,582 | 6.500% | $2,913 | 15 | −$586 | |
| 4 | $4,719 | 6.990% | $3,107 | 91 | −$449 | |
| 5 | $5,176 | 6.188% | $3,488 | 20 | +$8 | |
| 6 | $6,246 | 6.933% | $4,296 | 16 | +$1,078 | |
| 7 | $6,914 | 6.625% | $4,319 | 44 | +$1,746 | |
| 8 | $7,380 | 6.990% | $4,943 | 24 | +$2,212 |
Includes lenders with 10+ purchase originations in Garfield County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.