Purchase Originations
16,881
Ranked #26 nationally
Median Total Costs
$10,073
+50.8% vs national ($6,680)
↓ $1,175 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,411
Median Lender Credits
$877
Cost Rank (500+ vol.)
#549
among lenders with 500+ originations
Denial Rate
3.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 8,080 | 6.625% | $7,582 | $3,822 |
| fha | 6,811 | 6.375% | $13,519 | $3,616 |
| va | 1,540 | 6.250% | $8,835 | $1,921 |
| usda | 450 | 6.375% | $6,726 | $1,890 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 2,871 | 6.625% | $12,270 | #12 |
| California | 2,530 | 6.500% | $13,036 | #16 |
| Texas | 2,333 | 6.375% | $9,208 | #23 |
| New Jersey | 1,094 | 6.625% | $12,374 | #13 |
| Arizona | 778 | 6.375% | $10,049 | #25 |
| Georgia | 753 | 6.500% | $10,686 | #34 |
| Ohio | 561 | 6.625% | $7,013 | #47 |
| Oregon | 476 | 6.375% | $7,317 | #22 |
| Washington | 474 | 6.438% | $10,465 | #35 |
| Colorado | 461 | 6.500% | $11,625 | #32 |
| Minnesota | 392 | 6.625% | $9,074 | #39 |
| Pennsylvania | 325 | 6.500% | $7,268 | #66 |
| Nevada | 300 | 6.500% | $10,925 | #24 |
| Utah | 243 | 6.250% | $12,274 | #32 |
| Maryland | 236 | 6.625% | $11,433 | #53 |
| Kentucky | 218 | 6.625% | $6,817 | #52 |
| South Carolina | 174 | 6.375% | $8,574 | #85 |
| Indiana | 172 | 6.625% | $6,384 | #94 |
| Virginia | 170 | 6.500% | $9,382 | #92 |
| Wisconsin | 169 | 6.625% | $6,292 | #62 |
| Oklahoma | 161 | 6.500% | $6,256 | #51 |
| Tennessee | 155 | 6.500% | $8,473 | #93 |
| Maine | 138 | 6.625% | $12,720 | #20 |
| North Carolina | 138 | 6.375% | $8,760 | #129 |
| Connecticut | 134 | 6.625% | $8,747 | #41 |
| New Mexico | 133 | 6.625% | $7,918 | #31 |
| Massachusetts | 123 | 6.625% | $11,496 | #80 |
| Illinois | 120 | 6.625% | $7,586 | #137 |
| Louisiana | 114 | 6.500% | $7,351 | #56 |
| Idaho | 106 | 6.312% | $9,459 | #44 |
| Rhode Island | 93 | 6.625% | $9,742 | #28 |
| Alabama | 88 | 6.375% | $7,124 | #101 |
| Arkansas | 86 | 6.250% | $5,843 | #73 |
| Nebraska | 84 | 6.625% | $6,303 | #44 |
| Hawaii | 78 | 6.375% | $13,240 | #23 |
| Missouri | 76 | 6.500% | $6,349 | #117 |
| Alaska | 70 | 6.250% | $11,033 | #19 |
| Michigan | 53 | 6.625% | $5,422 | #148 |
| Kansas | 39 | 6.625% | $6,720 | — |
| Mississippi | 34 | 6.625% | $6,843 | — |
| Montana | 33 | 6.375% | $6,792 | — |
| Wyoming | 30 | 6.312% | $7,795 | — |
| Iowa | 21 | 6.375% | $6,707 | — |
| West Virginia | 17 | 6.375% | $11,717 | — |
| New Hampshire | 10 | 6.562% | $11,754 | — |
| Delaware | 6 | 6.562% | $13,164 | — |
| District of Columbia | 4 | 6.620% | $11,836 | — |
| Vermont | 4 | 6.750% | $10,951 | — |
| North Dakota | 2 | 6.062% | $5,653 | — |
| South Dakota | 1 | 6.750% | $19,141 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,715 | 6.375% | — | 119 | −$4,358 | |
| 2 | $8,803 | 6.375% | — | 402 | −$1,270 | |
| 3 | $9,338 | 6.375% | — | 157 | −$735 | |
| 4 | $9,798 | 6.375% | — | 139 | −$275 | |
| 5 | $9,909 | 6.250% | — | 163 | −$164 | |
| 6 | $10,448 | 6.625% | — | 202 | +$375 | |
| 7 | $10,508 | 6.375% | — | 173 | +$435 | |
| 8 | $10,515 | 6.375% | — | 517 | +$442 | |
| 9 | $11,100 | 6.500% | — | 241 | +$1,027 | |
| 10 | $11,900 | 6.562% | — | 236 | +$1,827 | |
| 11 | $12,213 | 6.000% | — | 141 | +$2,140 | |
| 12 | $12,217 | 6.562% | — | 126 | +$2,144 | |
| 13 | $12,331 | 6.625% | — | 257 | +$2,258 | |
| 14 | $13,506 | 6.500% | — | 136 | +$3,433 | |
| 15 | $14,026 | 6.500% | — | 428 | +$3,953 | |
| 16 | $14,414 | 6.500% | — | 267 | +$4,341 | |
| 17 | $14,449 | 6.625% | — | 474 | +$4,376 | |
| 18 | $14,760 | 6.500% | — | 443 | +$4,687 | |
| 19 | $15,456 | 6.625% | — | 488 | +$5,383 | |
| 20 | $17,278 | 6.500% | — | 129 | +$7,205 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Paramount Residential Mortgage Group, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $10,073 | $7,127 | +$2,946 (+41.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.