Lowest closing cost mortgage lenders in Mesa County County, Colorado
In Mesa County, Colorado, homebuyers paid a median of $6,364 in closing costs in 2024 — below the Colorado median of $6,509. The county saw 1,783 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $2,499, which is $2,656 less than the county median.
Homebuyers in Mesa County County who chose JPMorgan Chase Bank, National Association paid $3,865 less in closing costs than the county median.
County Median Costs
$6,364
−2.2% vs Colorado ($6,509)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,633
Purchase Originations
1,783
vs Colorado Median
2.2% below
$-145
vs National Median
5.6% below
$-377
Lender rankings in Mesa County County
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,499 | 6.750% | $994 | 10 | −$2,656 | |
| 2 | $2,916 | 6.500% | $1,018 | 13 | −$2,238 | |
| 3 | $2,977 | 6.875% | $955 | 13 | −$2,178 | |
| 4 | $3,002 | 6.625% | $1,240 | 26 | −$2,153 | |
| 5 | $3,433 | 6.625% | $1,494 | 14 | −$1,722 | |
| 6 | $3,458 | 6.688% | $1,823 | 14 | −$1,697 | |
| 7 | $3,496 | 6.990% | $1,698 | 168 | −$1,659 | |
| 8 | $3,554 | 6.625% | $1,579 | 25 | −$1,602 | |
| 9 | $3,621 | 6.625% | $1,870 | 12 | −$1,534 | |
| 10 | $3,910 | 6.990% | $2,601 | 21 | −$1,245 | |
| 11 | $4,145 | 6.875% | $1,582 | 10 | −$1,010 | |
| 12 | $4,217 | 6.750% | $2,419 | 21 | −$938 | |
| 13 | $4,288 | 6.188% | $2,355 | 12 | −$867 | |
| 14 | $4,855 | 6.625% | $3,051 | 29 | −$300 | |
| 15 | $5,844 | 7.058% | $3,960 | 14 | +$689 | |
| 16 | $5,894 | 6.562% | $4,252 | 12 | +$740 | |
| 17 | $5,954 | 6.875% | $4,468 | 142 | +$799 | |
| 18 | $6,082 | 6.933% | $4,430 | 38 | +$927 | |
| 19 | $6,209 | 6.990% | $4,210 | 90 | +$1,054 | |
| 20 | $6,341 | 6.995% | $4,455 | 32 | +$1,186 | |
| 21 | $6,349 | 6.620% | $4,476 | 116 | +$1,194 | |
| 22 | $6,571 | 6.625% | $4,534 | 45 | +$1,416 | |
| 23 | $6,738 | 6.990% | $4,855 | 17 | +$1,582 | |
| 24 | $6,973 | 6.688% | $4,782 | 16 | +$1,818 | |
| 25 | $7,227 | 6.875% | $6,120 | 11 | +$2,072 | |
| 26 | $8,764 | 6.625% | $6,736 | 12 | +$3,609 |
Includes lenders with 10+ purchase originations in Mesa County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Colorado → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.