Purchase Originations
1,753
Ranked #252 nationally
Median Total Costs
$8,015
+20.0% vs national ($6,680)
↓ $504 vs prior year
Median Rate
6.624%
+2.1% vs national (6.490%)
↓ 0.001% vs prior year
Median Origination
$3,118
Median Lender Credits
$204
Cost Rank (500+ vol.)
#439
among lenders with 500+ originations
Denial Rate
3.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,247 | 6.625% | $6,738 | $3,007 |
| fha | 321 | 6.375% | $12,776 | $3,395 |
| va | 150 | 6.250% | $10,061 | $3,630 |
| usda | 35 | 6.375% | $7,798 | $2,570 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 525 | 6.624% | $9,060 | #73 |
| Minnesota | 238 | 6.500% | $7,377 | #53 |
| Texas | 153 | 6.490% | $10,118 | #231 |
| Oregon | 140 | 6.625% | $7,701 | #57 |
| Washington | 140 | 6.624% | $8,681 | #84 |
| Nevada | 127 | 6.750% | $7,390 | #55 |
| Tennessee | 93 | 6.625% | $5,275 | #133 |
| Arizona | 77 | 6.500% | $6,753 | #117 |
| Colorado | 59 | 6.625% | $6,046 | #144 |
| Idaho | 38 | 6.625% | $8,622 | — |
| North Carolina | 31 | 6.625% | $4,080 | — |
| Florida | 30 | 6.688% | $6,596 | — |
| Hawaii | 24 | 6.562% | $16,334 | — |
| Arkansas | 19 | 6.490% | $4,330 | — |
| Virginia | 17 | 6.750% | $5,066 | — |
| Wisconsin | 10 | 6.370% | $7,891 | — |
| Utah | 8 | 6.625% | $10,577 | — |
| New Mexico | 7 | 7.250% | $4,418 | — |
| Alabama | 4 | 6.562% | $10,518 | — |
| Georgia | 3 | 5.750% | $12,403 | — |
| South Carolina | 3 | 6.500% | $3,581 | — |
| Oklahoma | 2 | 6.125% | $9,613 | — |
| Illinois | 1 | 6.250% | $7,723 | — |
| Kentucky | 1 | 7.125% | $6,082 | — |
| Louisiana | 1 | 6.990% | $4,144 | — |
| Montana | 1 | 6.500% | $5,545 | — |
| New Jersey | 1 | 7.250% | $9,269 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,952 | 6.750% | — | 39 | −$2,063 | |
| 2 | $6,064 | 6.750% | — | 24 | −$1,951 | |
| 3 | $6,435 | 6.490% | — | 65 | −$1,580 | |
| 4 | $6,521 | 6.624% | — | 28 | −$1,494 | |
| 5 | $6,734 | 6.624% | — | 28 | −$1,281 | |
| 6 | $6,873 | 6.625% | — | 25 | −$1,142 | |
| 7 | $7,271 | 6.750% | — | 47 | −$744 | |
| 8 | $7,283 | 6.490% | — | 35 | −$732 | |
| 9 | $7,286 | 6.624% | — | 27 | −$729 | |
| 10 | $7,303 | 6.250% | — | 67 | −$712 | |
| 11 | $7,312 | 6.490% | — | 30 | −$703 | |
| 12 | $7,316 | 6.624% | — | 70 | −$699 | |
| 13 | $7,493 | 6.750% | — | 39 | −$522 | |
| 14 | $7,543 | 6.557% | — | 22 | −$472 | |
| 15 | $8,636 | 6.500% | — | 33 | +$621 | |
| 16 | $9,248 | 6.490% | — | 25 | +$1,233 | |
| 17 | $9,773 | 6.624% | — | 51 | +$1,758 | |
| 18 | $9,966 | 6.562% | — | 30 | +$1,951 | |
| 19 | $9,985 | 7.312% | — | 30 | +$1,970 | |
| 20 | $10,004 | 6.490% | — | 55 | +$1,989 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Mason Mcduffie Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $8,015 | $7,127 | +$888 (+12.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.