Lowest closing cost mortgage lenders in Flathead County County, Montana
In Flathead County, Montana, homebuyers paid a median of $7,612 in closing costs in 2024 — above the Montana median of $7,216. The county saw 795 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $2,938, which is $5,286 less than the county median.
Homebuyers in Flathead County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $4,674 less in closing costs than the county median.
County Median Costs
$7,612
+5.5% vs Montana ($7,216)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,652
Purchase Originations
795
vs Montana Median
5.5% above
$396
vs National Median
12.9% above
$871
Lender rankings in Flathead County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,453 | 6.875% | $2,655 | 11 | −$1,255 | |
| 2 | $5,571 | 6.990% | $3,201 | 29 | −$1,137 | |
| 3 | $5,669 | 6.499% | $2,398 | 13 | −$1,039 | |
| 4 | $5,724 | 7.125% | $2,411 | 85 | −$984 | |
| 5 | $6,124 | 6.500% | $3,544 | 25 | −$584 | |
| 6 | $6,302 | 6.750% | $3,249 | 32 | −$406 | |
| 7 | $6,769 | 6.500% | $4,252 | 18 | +$61 | |
| 8 | $7,234 | 6.500% | $3,428 | 10 | +$526 | |
| 9 | $8,322 | 6.832% | $6,100 | 108 | +$1,614 | |
| 10 | $8,468 | 7.062% | $5,312 | 66 | +$1,760 | |
| 11 | $9,308 | 6.625% | $6,471 | 11 | +$2,600 | |
| 12 | $10,446 | 7.375% | $3,058 | 11 | +$3,738 |
Includes lenders with 10+ purchase originations in Flathead County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.