Homebuyers in Flathead County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,754 less in closing costs than the county median.
County Median Costs
$8,398
+11.3% vs Montana ($7,546)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$3,630
Purchase Originations
861
Denial Rate
11.3%
vs Montana avg (7.7%)
vs Montana Median
11.3% above
$852
vs National Median
25.7% above
$1,718
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,244 | 6.625% | $1,594 | 13 | −$3,042 | |
| 2 | $5,020 | 6.990% | $2,410 | 10 | −$2,267 | |
| 3 | $5,949 | 6.875% | $2,770 | 30 | −$1,338 | |
| 4 | $5,997 | 6.500% | $2,870 | 25 | −$1,290 | |
| 5 | $6,421 | 6.500% | $2,960 | 35 | −$866 | |
| 6 | $6,534 | 6.062% | $3,745 | 16 | −$753 | |
| 7 | $6,551 | 6.500% | $2,060 | 12 | −$736 | |
| 8 | $6,979 | 6.990% | $2,737 | 64 | −$308 | |
| 9 | $7,459 | 6.250% | $4,022 | 22 | +$172 | |
| 10 | $7,785 | 6.500% | $3,829 | 11 | +$498 | |
| 11 | $9,113 | 6.625% | $5,795 | 75 | +$1,826 | |
| 12 | $9,635 | 6.624% | $6,958 | 113 | +$2,348 | |
| 13 | $10,111 | 7.000% | $2,295 | 11 | +$2,824 | |
| 14 | $11,126 | 5.375% | $7,389 | 14 | +$3,839 |
Includes lenders with 10+ purchase originations in Flathead County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.