Stockman Bank of Montana closing costs and rates (2024)
In 2024, Stockman Bank of Montana originated 932 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $6,982. That ranks #396 nationally by origination volume. For total closing costs among lenders with 500+ originations, Stockman Bank of Montana ranks #364. That is $241 above the national median of $6,741. Stockman Bank of Montana is most active in Montana with 928 originations there.
Purchase Originations
932
Ranked #396 nationally
Median Total Costs
$6,982
+3.6% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,561
Median Lender Credits
$50
Cost Rank (500+ vol.)
#364
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 614 | 6.625% | $6,217 | $3,601 |
| fha | 169 | 6.000% | $12,071 | $4,031 |
| va | 135 | 6.125% | $6,774 | $2,700 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Montana | 928 | 6.375% | $6,982 | #1 |
| North Dakota | 2 | 6.250% | $10,396 | — |
| Arizona | 1 | 6.875% | $5,737 | — |
| Wyoming | 1 | 7.500% | $9,950 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,764 | 6.312% | — | 34 | −$2,218 | |
| 2 | $5,008 | 6.375% | — | 23 | −$1,974 | |
| 3 | $5,513 | 6.125% | — | 9 | −$1,469 | |
| 4 | $5,592 | 6.250% | — | 9 | −$1,390 | |
| 5 | $6,124 | 6.312% | — | 20 | −$858 | |
| 6 | $6,141 | 6.812% | — | 12 | −$841 | |
| 7 | $6,186 | 6.250% | — | 19 | −$796 | |
| 8 | $6,495 | 6.500% | — | 31 | −$487 | |
| 9 | $6,526 | 6.438% | — | 30 | −$456 | |
| 10 | $6,957 | 6.250% | — | 174 | −$25 | |
| 11 | $7,136 | 6.375% | — | 19 | +$154 | |
| 12 | $7,144 | 6.500% | — | 12 | +$162 | |
| 13 | $7,250 | 6.500% | — | 43 | +$268 | |
| 14 | $7,307 | 6.625% | — | 65 | +$325 | |
| 15 | $7,393 | 6.250% | — | 194 | +$411 | |
| 16 | $7,529 | 6.438% | — | 8 | +$547 | |
| 17 | $7,574 | 6.188% | — | 10 | +$592 | |
| 18 | $7,884 | 6.125% | — | 11 | +$902 | |
| 19 | $8,408 | 6.500% | — | 8 | +$1,426 | |
| 20 | $10,331 | 6.375% | — | 110 | +$3,349 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.