Lowest closing cost mortgage lenders in Missoula County County, Montana
In Missoula County, Montana, homebuyers paid a median of $6,323 in closing costs in 2024 — below the Montana median of $7,216. The county saw 706 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Clearwater Federal Credit Union offered the lowest median costs at $4,774, which is $1,276 less than the county median.
Homebuyers in Missoula County County who chose Clearwater Federal Credit Union paid $1,549 less in closing costs than the county median.
County Median Costs
$6,323
−12.4% vs Montana ($7,216)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,925
Purchase Originations
706
vs Montana Median
12.4% below
$-893
vs National Median
6.2% below
$-418
Lender rankings in Missoula County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,774 | 6.438% | $1,916 | 52 | −$1,276 | |
| 2 | $5,130 | 6.625% | $1,495 | 27 | −$920 | |
| 3 | $5,189 | 6.625% | $2,225 | 75 | −$861 | |
| 4 | $5,480 | 6.625% | $2,607 | 30 | −$570 | |
| 5 | $5,753 | 6.750% | $2,516 | 14 | −$297 | |
| 6 | $5,893 | 6.625% | $3,903 | 34 | −$157 | |
| 7 | $6,610 | 6.625% | $3,327 | 41 | +$560 | |
| 8 | $6,683 | 6.625% | $4,135 | 36 | +$633 | |
| 9 | $6,723 | 6.950% | $3,801 | 45 | +$673 | |
| 10 | $7,726 | 6.500% | $4,968 | 13 | +$1,676 | |
| 11 | $7,765 | 6.875% | $4,704 | 47 | +$1,715 | |
| 12 | $11,134 | 6.375% | $5,294 | 48 | +$5,084 |
Includes lenders with 10+ purchase originations in Missoula County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.