Purchase Originations
4,068
Ranked #120 nationally
Median Total Costs
$12,142
+81.8% vs national ($6,680)
↓ $754 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$5,482
Median Lender Credits
$250
Cost Rank (500+ vol.)
#582
among lenders with 500+ originations
Denial Rate
7.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 2,109 | 6.500% | $14,901 | $5,678 |
| conventional | 1,637 | 6.875% | $8,640 | $5,278 |
| va | 278 | 6.500% | $10,952 | $5,296 |
| usda | 44 | 6.490% | $7,475 | $2,082 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Utah | 1,123 | 6.500% | $14,830 | #7 |
| Texas | 1,054 | 6.625% | $12,117 | #58 |
| Arizona | 317 | 6.750% | $13,980 | #57 |
| Nevada | 253 | 6.750% | $12,066 | #28 |
| Georgia | 174 | 6.625% | $11,980 | #110 |
| Florida | 155 | 6.750% | $13,341 | #185 |
| Colorado | 91 | 6.750% | $9,567 | #111 |
| Washington | 90 | 6.500% | $12,024 | #115 |
| California | 81 | 6.750% | $13,834 | #218 |
| Wyoming | 77 | 6.375% | $7,503 | #16 |
| Hawaii | 74 | 6.625% | $27,292 | #25 |
| Connecticut | 68 | 6.875% | $7,424 | #65 |
| Montana | 68 | 6.625% | $9,008 | #28 |
| Louisiana | 49 | 6.625% | $7,510 | — |
| Arkansas | 37 | 6.625% | $9,967 | — |
| Idaho | 35 | 6.250% | $12,008 | — |
| Alabama | 32 | 6.625% | $8,937 | — |
| North Carolina | 25 | 6.750% | $8,072 | — |
| Wisconsin | 25 | 6.990% | $5,658 | — |
| Ohio | 23 | 6.990% | $7,362 | — |
| South Carolina | 23 | 6.875% | $7,337 | — |
| Illinois | 22 | 6.750% | $13,402 | — |
| Tennessee | 20 | 6.870% | $10,792 | — |
| New Mexico | 19 | 6.750% | $11,841 | — |
| Pennsylvania | 19 | 6.875% | $7,489 | — |
| Oklahoma | 16 | 6.875% | $8,428 | — |
| Rhode Island | 16 | 6.875% | $12,430 | — |
| Kentucky | 12 | 6.500% | $9,241 | — |
| Missouri | 12 | 6.995% | $6,434 | — |
| New Jersey | 11 | 6.990% | $20,074 | — |
| Indiana | 9 | 6.990% | $6,461 | — |
| Maryland | 7 | 7.125% | $5,115 | — |
| Mississippi | 7 | 6.500% | $12,771 | — |
| Oregon | 6 | 6.875% | $8,643 | — |
| Virginia | 5 | 6.625% | $8,891 | — |
| North Dakota | 3 | 6.750% | $9,269 | — |
| Alaska | 2 | 6.625% | $8,516 | — |
| Michigan | 2 | 6.750% | $5,377 | — |
| Minnesota | 2 | 7.188% | $6,739 | — |
| Delaware | 1 | 7.250% | $9,255 | — |
| Kansas | 1 | 6.750% | $5,217 | — |
| Nebraska | 1 | 6.625% | $9,120 | — |
| Vermont | 1 | 6.500% | $15,020 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,342 | 6.875% | — | 43 | −$4,800 | |
| 2 | $7,503 | 6.375% | — | 49 | −$4,639 | |
| 3 | $10,715 | 6.625% | — | 67 | −$1,427 | |
| 4 | $10,969 | 6.500% | — | 39 | −$1,173 | |
| 5 | $11,607 | 6.750% | — | 104 | −$535 | |
| 6 | $11,669 | 6.250% | — | 71 | −$473 | |
| 7 | $11,928 | 6.625% | — | 169 | −$214 | |
| 8 | $11,929 | 6.750% | — | 215 | −$213 | |
| 9 | $12,033 | 6.750% | — | 47 | −$109 | |
| 10 | $12,096 | 6.750% | — | 69 | −$46 | |
| 11 | $12,648 | 6.500% | — | 39 | +$506 | |
| 12 | $13,514 | 6.625% | — | 99 | +$1,372 | |
| 13 | $13,749 | 6.625% | — | 55 | +$1,607 | |
| 14 | $14,949 | 6.500% | — | 330 | +$2,807 | |
| 15 | $14,986 | 6.500% | — | 474 | +$2,844 | |
| 16 | $15,385 | 6.750% | — | 213 | +$3,243 | |
| 17 | $16,489 | 6.433% | — | 48 | +$4,347 | |
| 18 | $16,767 | 6.500% | — | 37 | +$4,625 | |
| 19 | $16,789 | 6.500% | — | 43 | +$4,647 | |
| 20 | $17,959 | 6.875% | — | 48 | +$5,817 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Securitynational Mortgage Company | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $345,000 | $335,000 | +$10,000 (+3.0%) |
| Median total closing costs | $12,142 | $7,127 | +$5,015 (+70.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.