SECURITYNATIONAL MORTGAGE COMPANY closing costs and rates (2024)
In 2024, SECURITYNATIONAL MORTGAGE COMPANY originated 4,192 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $12,896. That ranks #110 nationally by origination volume. For total closing costs among lenders with 500+ originations, SECURITYNATIONAL MORTGAGE COMPANY ranks #605. That is $6,155 above the national median of $6,741. SECURITYNATIONAL MORTGAGE COMPANY is most active in Texas with 1,124 originations there.
Purchase Originations
4,192
Ranked #110 nationally
Median Total Costs
$12,896
+91.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$6,079
Median Lender Credits
$290
Cost Rank (500+ vol.)
#605
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 2,209 | 6.625% | $15,611 | $6,389 |
| conventional | 1,700 | 6.990% | $8,993 | $5,812 |
| va | 249 | 6.500% | $12,817 | $5,065 |
| usda | 34 | 6.375% | $8,135 | $2,760 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,124 | 6.750% | $11,930 | #60 |
| Utah | 1,056 | 6.625% | $16,598 | #7 |
| Arizona | 522 | 7.000% | $13,287 | #40 |
| Nevada | 309 | 6.990% | $12,590 | #23 |
| Georgia | 172 | 6.625% | $12,225 | #109 |
| Florida | 161 | 6.750% | $12,978 | #195 |
| Wisconsin | 139 | 7.125% | $7,494 | #78 |
| California | 126 | 6.625% | $17,673 | #181 |
| Colorado | 114 | 6.875% | $11,572 | #98 |
| Hawaii | 71 | 6.875% | $26,015 | #23 |
| Tennessee | 48 | 6.875% | $9,383 | — |
| Connecticut | 38 | 6.562% | $8,040 | — |
| Washington | 35 | 7.125% | $12,539 | — |
| Wyoming | 25 | 6.250% | $6,923 | — |
| Illinois | 24 | 7.500% | $13,286 | — |
| New Mexico | 24 | 7.125% | $9,818 | — |
| Ohio | 24 | 7.125% | $7,745 | — |
| Idaho | 21 | 6.250% | $12,335 | — |
| North Carolina | 19 | 7.250% | $9,728 | — |
| Montana | 17 | 6.625% | $11,742 | — |
| New Jersey | 15 | 6.750% | $17,881 | — |
| Arkansas | 12 | 6.812% | $5,216 | — |
| Louisiana | 12 | 6.750% | $7,586 | — |
| Oklahoma | 12 | 6.688% | $10,746 | — |
| Oregon | 12 | 6.875% | $7,743 | — |
| South Carolina | 10 | 6.990% | $9,144 | — |
| Indiana | 9 | 6.875% | $7,212 | — |
| Rhode Island | 8 | 6.625% | $9,261 | — |
| Kentucky | 7 | 6.250% | $7,163 | — |
| Virginia | 7 | 6.250% | $12,282 | — |
| Maryland | 5 | 7.250% | $12,609 | — |
| Alabama | 4 | 7.374% | $7,152 | — |
| Missouri | 3 | 6.625% | $7,993 | — |
| Michigan | 2 | 7.562% | $4,981 | — |
| Kansas | 1 | 7.625% | $10,328 | — |
| Minnesota | 1 | 7.490% | $13,658 | — |
| Mississippi | 1 | 9.000% | $10,545 | — |
| Pennsylvania | 1 | 6.625% | $10,531 | — |
| West Virginia | 1 | 6.750% | $14,923 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $11,071 | 6.875% | — | 53 | −$1,825 | |
| 2 | $11,403 | 6.875% | — | 39 | −$1,493 | |
| 3 | $11,609 | 6.875% | — | 141 | −$1,287 | |
| 4 | $11,646 | 6.990% | — | 38 | −$1,250 | |
| 5 | $11,706 | 6.625% | — | 109 | −$1,190 | |
| 6 | $12,402 | 6.750% | — | 57 | −$494 | |
| 7 | $12,738 | 6.750% | — | 57 | −$158 | |
| 8 | $12,777 | 6.750% | — | 43 | −$119 | |
| 9 | $12,795 | 6.990% | — | 258 | −$101 | |
| 10 | $13,560 | 6.625% | — | 47 | +$664 | |
| 11 | $13,578 | 6.625% | — | 61 | +$682 | |
| 12 | $13,614 | 6.750% | — | 73 | +$718 | |
| 13 | $13,834 | 7.125% | — | 361 | +$938 | |
| 14 | $14,146 | 6.688% | — | 46 | +$1,250 | |
| 15 | $14,762 | 6.995% | — | 46 | +$1,866 | |
| 16 | $15,255 | 6.624% | — | 51 | +$2,359 | |
| 17 | $16,249 | 6.750% | — | 46 | +$3,353 | |
| 18 | $16,990 | 6.500% | — | 73 | +$4,094 | |
| 19 | $17,280 | 6.625% | — | 448 | +$4,384 | |
| 20 | $17,370 | 6.624% | — | 337 | +$4,474 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.