Lowest closing cost mortgage lenders in Yellowstone County County, Montana
In Yellowstone County, Montana, homebuyers paid a median of $7,986 in closing costs in 2024 — above the Montana median of $7,216. The county saw 1,528 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $4,426, which is $2,210 less than the county median.
Homebuyers in Yellowstone County County who chose U.S. Bank National Association paid $3,560 less in closing costs than the county median.
County Median Costs
$7,986
+10.7% vs Montana ($7,216)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,877
Purchase Originations
1,528
vs Montana Median
10.7% above
$770
vs National Median
18.5% above
$1,245
Lender rankings in Yellowstone County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,426 | 6.562% | $1,149 | 36 | −$2,210 | |
| 2 | $4,602 | 6.375% | $1,900 | 16 | −$2,034 | |
| 3 | $4,654 | 6.625% | $1,728 | 44 | −$1,982 | |
| 4 | $5,521 | 6.625% | $2,270 | 16 | −$1,115 | |
| 5 | $5,898 | 6.875% | $2,987 | 31 | −$738 | |
| 6 | $5,911 | 5.808% | $3,376 | 44 | −$725 | |
| 7 | $6,046 | 6.625% | $3,345 | 105 | −$590 | |
| 8 | $6,092 | 6.625% | $3,283 | 28 | −$544 | |
| 9 | $6,096 | 6.625% | $2,637 | 14 | −$540 | |
| 10 | $6,945 | 6.375% | $3,850 | 21 | +$309 | |
| 11 | $7,072 | 6.625% | $4,131 | 58 | +$436 | |
| 12 | $7,090 | 6.750% | $4,091 | 20 | +$454 | |
| 13 | $7,354 | 6.875% | $4,283 | 49 | +$718 | |
| 14 | $7,519 | 6.625% | $4,917 | 52 | +$883 | |
| 15 | $7,985 | 6.500% | $4,921 | 32 | +$1,349 | |
| 16 | $8,110 | 6.625% | $5,724 | 44 | +$1,474 | |
| 17 | $8,627 | 6.625% | $5,105 | 105 | +$1,991 | |
| 18 | $8,700 | 6.625% | $5,441 | 38 | +$2,064 |
Includes lenders with 10+ purchase originations in Yellowstone County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.