Homebuyers in Yellowstone County County who chose NAVY FEDERAL CREDIT UNION paid $5,361 less in closing costs than the county median.
County Median Costs
$8,287
+9.8% vs Montana ($7,546)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$3,943
Purchase Originations
1,598
Denial Rate
7.7%
vs Montana avg (7.7%)
vs Montana Median
9.8% above
$741
vs National Median
24.1% above
$1,607
21 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,081 | 6.495% | $1,607 | 34 | −$1,890 | |
| 2 | $5,158 | 5.500% | $2,120 | 13 | −$1,813 | |
| 3 | $5,391 | 6.125% | $2,844 | 38 | −$1,580 | |
| 4 | $5,573 | 6.375% | $2,979 | 27 | −$1,398 | |
| 5 | $5,828 | 6.750% | $3,000 | 23 | −$1,143 | |
| 6 | $6,189 | 6.562% | $3,405 | 24 | −$782 | |
| 7 | $6,210 | 6.625% | $3,342 | 42 | −$761 | |
| 8 | $6,230 | 6.625% | $1,978 | 13 | −$741 | |
| 9 | $6,429 | 6.500% | $3,595 | 113 | −$542 | |
| 10 | $6,608 | 6.624% | $3,822 | 17 | −$363 | |
| 11 | $6,850 | 6.625% | $3,655 | 51 | −$121 | |
| 12 | $7,031 | 6.375% | $4,043 | 73 | +$60 | |
| 13 | $7,066 | 6.375% | $3,900 | 27 | +$95 | |
| 14 | $7,537 | 6.500% | $4,405 | 29 | +$566 | |
| 15 | $8,246 | 6.575% | $4,618 | 31 | +$1,275 | |
| 16 | $8,530 | 6.125% | $5,372 | 49 | +$1,559 | |
| 17 | $8,777 | 6.990% | $5,390 | 12 | +$1,806 | |
| 18 | $9,572 | 5.375% | $5,994 | 12 | +$2,601 | |
| 19 | $10,019 | 6.500% | $6,162 | 140 | +$3,048 |
Includes lenders with 10+ purchase originations in Yellowstone County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.