Purchase Originations
2,948
Ranked #163 nationally
Median Total Costs
$10,275
+53.8% vs national ($6,680)
↓ $233 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$5,830
Median Lender Credits
$446
Cost Rank (500+ vol.)
#553
among lenders with 500+ originations
Denial Rate
1.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,181 | 6.625% | $9,292 | $5,945 |
| fha | 454 | 6.250% | $15,939 | $5,619 |
| va | 302 | 6.250% | $12,064 | $5,436 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 1,420 | 6.625% | $10,720 | #9 |
| Montana | 537 | 6.375% | $10,334 | #4 |
| Nevada | 311 | 6.625% | $9,896 | #22 |
| Idaho | 223 | 6.625% | $10,494 | #25 |
| Oregon | 204 | 6.625% | $11,082 | #43 |
| Florida | 69 | 6.250% | $8,536 | #279 |
| New Mexico | 61 | 6.875% | $6,292 | #56 |
| Arizona | 33 | 6.625% | $9,141 | — |
| California | 26 | 6.750% | $8,164 | — |
| Georgia | 23 | 6.750% | $7,874 | — |
| North Carolina | 12 | 5.750% | $10,269 | — |
| Colorado | 11 | 6.625% | $7,843 | — |
| Texas | 10 | 6.625% | $9,320 | — |
| Ohio | 4 | 6.500% | $3,839 | — |
| Wyoming | 3 | 6.125% | $12,557 | — |
| Tennessee | 1 | 5.500% | $22,715 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,991 | 6.875% | — | 84 | −$3,284 | |
| 2 | $7,482 | 6.250% | — | 44 | −$2,793 | |
| 3 | $9,122 | 6.625% | — | 40 | −$1,153 | |
| 4 | $9,145 | 6.625% | — | 55 | −$1,130 | |
| 5 | $9,155 | 6.625% | — | 56 | −$1,120 | |
| 6 | $9,423 | 6.375% | — | 146 | −$852 | |
| 7 | $9,776 | 6.500% | — | 36 | −$499 | |
| 8 | $9,903 | 6.750% | — | 56 | −$372 | |
| 9 | $9,977 | 6.562% | — | 258 | −$298 | |
| 10 | $10,019 | 6.500% | — | 209 | −$256 | |
| 11 | $10,222 | 6.625% | — | 138 | −$53 | |
| 12 | $10,264 | 6.625% | — | 59 | −$11 | |
| 13 | $10,599 | 6.625% | — | 70 | +$324 | |
| 14 | $10,686 | 6.750% | — | 167 | +$411 | |
| 15 | $10,726 | 6.750% | — | 39 | +$451 | |
| 16 | $11,804 | 6.375% | — | 217 | +$1,529 | |
| 17 | $12,572 | 6.625% | — | 205 | +$2,297 | |
| 18 | $12,592 | 6.625% | — | 53 | +$2,317 | |
| 19 | $12,687 | 6.500% | — | 157 | +$2,412 | |
| 20 | $13,556 | 6.562% | — | 44 | +$3,281 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Evergreen Moneysource Mortgage Company | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $415,000 | $335,000 | +$80,000 (+23.9%) |
| Median total closing costs | $10,275 | $7,127 | +$3,148 (+44.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.