Homebuyers in Lewis and Clark County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,368 less in closing costs than the county median.
County Median Costs
$8,214
+8.8% vs Montana ($7,546)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$4,129
Purchase Originations
675
Denial Rate
7.5%
vs Montana avg (7.7%)
vs Montana Median
8.8% above
$668
vs National Median
23.0% above
$1,534
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,942 | 6.625% | $2,476 | 24 | −$2,553 | |
| 2 | $5,499 | 6.495% | $1,938 | 20 | −$1,996 | |
| 3 | $7,323 | 6.500% | $4,283 | 42 | −$172 | |
| 4 | $7,504 | 6.500% | $4,286 | 64 | +$9 | |
| 5 | $7,708 | 6.375% | $4,790 | 15 | +$213 | |
| 6 | $7,840 | 6.375% | $5,038 | 13 | +$345 | |
| 7 | $8,775 | 6.625% | $5,329 | 108 | +$1,280 | |
| 8 | $9,661 | 6.875% | $6,248 | 11 | +$2,166 | |
| 9 | $10,750 | 6.688% | $7,058 | 18 | +$3,255 |
Includes lenders with 10+ purchase originations in Lewis and Clark County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Montana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.