Mid-America Bank closing costs and rates (2024)
In 2024, Mid-America Bank originated 212 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $2,345. That is $4,396 below the national median of $6,741. Mid-America Bank is most active in Kansas with 201 originations there.
Purchase Originations
212
Median Total Costs
$2,345
−65.2% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$850
Median Lender Credits
$77
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 212 | 7.000% | $2,345 | $850 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,958 | 6.375% | — | 1 | −$387 | |
| 2 | $2,107 | 7.062% | — | 12 | −$238 | |
| 3 | $2,221 | 7.000% | — | 5 | −$124 | |
| 4 | $2,277 | 8.000% | — | 1 | −$68 | |
| 5 | $2,281 | 7.000% | — | 89 | −$64 | |
| 6 | $2,339 | 7.000% | — | 15 | −$6 | |
| 7 | $2,357 | 6.625% | — | 4 | +$12 | |
| 8 | $2,365 | 7.250% | — | 2 | +$20 | |
| 9 | $2,407 | 6.875% | — | 2 | +$62 | |
| 10 | $2,464 | 7.062% | — | 8 | +$119 | |
| 11 | $2,471 | 7.125% | — | 1 | +$126 | |
| 12 | $2,495 | 7.625% | — | 1 | +$150 | |
| 13 | $2,501 | 6.875% | — | 1 | +$156 | |
| 14 | $2,508 | 6.625% | — | 2 | +$163 | |
| 15 | $2,578 | 6.875% | — | 5 | +$233 | |
| 16 | $2,647 | 6.938% | — | 6 | +$302 | |
| 17 | $2,661 | 7.000% | — | 47 | +$316 | |
| 18 | $2,733 | 6.375% | — | 2 | +$388 | |
| 19 | $3,041 | 6.500% | — | 1 | +$696 | |
| 20 | $5,849 | 6.875% | — | 1 | +$3,504 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.