Lowest closing cost mortgage lenders in Shawnee County County, Kansas
In Shawnee County, Kansas, homebuyers paid a median of $3,077 in closing costs in 2024 — below the Kansas median of $3,740. The county saw 1,538 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Central National Bank offered the lowest median costs at $1,695, which is $1,067 less than the county median.
Homebuyers in Shawnee County County who chose Central National Bank paid $1,382 less in closing costs than the county median.
County Median Costs
$3,077
−17.7% vs Kansas ($3,740)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,135
Purchase Originations
1,538
vs Kansas Median
17.7% below
$-663
vs National Median
54.4% below
$-3,664
Lender rankings in Shawnee County County
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,695 | 6.562% | $637 | 16 | −$1,067 | |
| 2 | $1,980 | 6.750% | $595 | 25 | −$782 | |
| 3 | $2,058 | 7.000% | $350 | 48 | −$704 | |
| 4 | $2,296 | 6.875% | $770 | 39 | −$466 | |
| 5 | $2,339 | 7.000% | $850 | 15 | −$423 | |
| 6 | $2,380 | 6.375% | $875 | 26 | −$382 | |
| 7 | $2,694 | 6.750% | $995 | 162 | −$68 | |
| 8 | $2,777 | 6.375% | $1,150 | 93 | +$15 | |
| 9 | $2,806 | 7.111% | $1,350 | 10 | +$44 | |
| 10 | $2,855 | 6.625% | $1,050 | 38 | +$93 | |
| 11 | $2,875 | 6.750% | $1,153 | 138 | +$113 | |
| 12 | $3,006 | 6.990% | $1,540 | 140 | +$244 | |
| 13 | $3,642 | 6.688% | $2,049 | 10 | +$880 | |
| 14 | $3,760 | 7.125% | $1,724 | 19 | +$998 | |
| 15 | $4,219 | 6.688% | $2,781 | 64 | +$1,457 | |
| 16 | $5,013 | 6.625% | $3,128 | 21 | +$2,251 |
Includes lenders with 10+ purchase originations in Shawnee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kansas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.