Central National Bank closing costs and rates (2024)
In 2024, Central National Bank originated 144 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,265. That is $4,476 below the national median of $6,741. Central National Bank is most active in Kansas with 103 originations there.
Purchase Originations
144
Median Total Costs
$2,265
−66.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$550
Median Lender Credits
—
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 123 | 6.625% | $2,214 | $550 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,210 | 6.938% | — | 2 | −$1,055 | |
| 2 | $1,404 | 6.750% | — | 15 | −$861 | |
| 3 | $1,684 | 6.375% | — | 7 | −$581 | |
| 4 | $1,729 | 6.500% | — | 21 | −$536 | |
| 5 | $1,758 | 6.875% | — | 3 | −$507 | |
| 6 | $1,798 | 6.750% | — | 3 | −$467 | |
| 7 | $1,959 | 6.812% | — | 2 | −$306 | |
| 8 | $2,117 | 6.750% | — | 4 | −$148 | |
| 9 | $2,126 | 6.875% | — | 5 | −$139 | |
| 10 | $2,139 | 6.500% | — | 12 | −$126 | |
| 11 | $2,368 | 6.875% | — | 7 | +$103 | |
| 12 | $2,474 | 6.750% | — | 7 | +$209 | |
| 13 | $2,525 | 6.625% | — | 2 | +$260 | |
| 14 | $2,584 | 6.875% | — | 19 | +$319 | |
| 15 | $2,620 | 6.250% | — | 3 | +$355 | |
| 16 | $2,652 | 6.750% | — | 2 | +$387 | |
| 17 | $2,795 | 6.688% | — | 4 | +$530 | |
| 18 | $2,810 | 6.125% | — | 2 | +$545 | |
| 19 | $2,938 | 6.500% | — | 4 | +$673 | |
| 20 | $3,006 | 7.000% | — | 2 | +$741 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.