CREDIT UNION OF AMERICA closing costs and rates (2024)
In 2024, CREDIT UNION OF AMERICA originated 262 purchase mortgages at a median interest rate of 6.06% and median total closing costs of $3,958. That is $2,783 below the national median of $6,741. CREDIT UNION OF AMERICA is most active in Kansas with 258 originations there.
Purchase Originations
262
Median Total Costs
$3,958
−41.3% vs national ($6,741)
Median Rate
6.062%
−8.4% vs national (6.620%)
Median Origination
$1,965
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 258 | 6.062% | $3,919 | $2,029 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,933 | 7.125% | — | 1 | −$2,025 | |
| 2 | $1,975 | 6.125% | — | 1 | −$1,983 | |
| 3 | $2,065 | 7.750% | — | 1 | −$1,893 | |
| 4 | $2,125 | 5.500% | — | 1 | −$1,833 | |
| 5 | $2,625 | 6.000% | — | 7 | −$1,333 | |
| 6 | $3,014 | 6.188% | — | 12 | −$944 | |
| 7 | $3,045 | 5.750% | — | 3 | −$913 | |
| 8 | $3,415 | 6.500% | — | 1 | −$543 | |
| 9 | $3,870 | 6.125% | — | 188 | −$88 | |
| 10 | $3,900 | 5.625% | — | 1 | −$58 | |
| 11 | $4,004 | 5.625% | — | 1 | +$46 | |
| 12 | $4,243 | 6.125% | — | 1 | +$285 | |
| 13 | $4,317 | 5.875% | — | 1 | +$359 | |
| 14 | $4,431 | 5.875% | — | 20 | +$473 | |
| 15 | $4,575 | 5.438% | — | 8 | +$617 | |
| 16 | $4,951 | 5.375% | — | 1 | +$993 | |
| 17 | $5,119 | 5.938% | — | 2 | +$1,161 | |
| 18 | $5,464 | 5.875% | — | 6 | +$1,506 | |
| 19 | $5,614 | 5.875% | — | 3 | +$1,656 | |
| 20 | $6,342 | 5.625% | — | 1 | +$2,384 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.