FairPriceCheck

GOLDEN PLAINS CREDIT UNION closing costs and rates (2024)

View GOLDEN PLAINS CREDIT UNION's detailed fee breakdowns, user reviews, and gradeView full profile →

In 2024, GOLDEN PLAINS CREDIT UNION originated 188 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,089. That is $4,652 below the national median of $6,741. GOLDEN PLAINS CREDIT UNION is most active in Kansas with 188 originations there.

Purchase Originations

188

Median Total Costs

$2,089

−69.0% vs national ($6,741)

Median Rate

6.375%

−3.7% vs national (6.620%)

Median Origination

$600

Median Lender Credits

$100

Breakdown by loan type

Loan typeVolumeMedian RateMedian Total CostsMedian Origination
conventional1726.375%$1,948$600

Active states

StateVolumeMedian RateMedian Total CostsState Rank
Kansas1886.375%$2,089#36

Top counties by origination volume

RankLenderMedian Total CostsMedian RateMedian OriginationVolumevs. Median
1$1,5496.438%8−$540
2$1,6376.250%7−$452
3$1,6656.500%33−$424
4$1,6756.500%11−$414
5$1,7306.625%3−$359
6$1,7456.312%2−$344
7$1,8656.375%10−$224
8$1,8946.562%2−$195
9$1,9516.500%6−$138
10$2,2166.438%4+$127
11$2,3256.062%4+$236
12$2,3966.125%4+$307
13$2,4406.500%38+$351
14$2,4866.125%4+$397
15$2,6496.750%4+$560
16$2,7376.125%2+$648
17$2,8486.250%9+$759
18$2,9016.125%2+$812
19$2,9166.875%2+$827
20$2,9486.625%2+$859

Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.