What are the average closing costs in Sedgwick County County?

In Sedgwick County County, the median total loan costs on purchase mortgages were $4,298 in 2024, based on 5,094 originations.

Which lender has the lowest closing costs in Sedgwick County County?

Among lenders with 10+ originations in Sedgwick County County, Bank of America, National Association had the lowest median total closing costs at $1,285 in 2024.

How do closing costs in Sedgwick County County compare to Kansas?

Sedgwick County County closing costs (median $4,298) are 14.9% above the Kansas state median of $3,740.

Lowest closing cost mortgage lenders in Sedgwick County County, Kansas

In Sedgwick County, Kansas, homebuyers paid a median of $4,298 in closing costs in 2024 — above the Kansas median of $3,740. The county saw 5,094 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $1,285, which is $2,300 less than the county median.

Homebuyers in Sedgwick County County who chose Bank of America, National Association paid $3,013 less in closing costs than the county median.

County Median Costs

$4,298

+14.9% vs Kansas ($3,740)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,509

Purchase Originations

5,094

vs Kansas Median

14.9% above

$558

vs National Median

36.2% below

$-2,443

Lender rankings in Sedgwick County County

61 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Bank of America, National Association	$1,285	6.250%	$572	43	−$2,300
2	Intrust Bank, National Association	$1,994	6.375%	$950	69	−$1,592
3	NAVY FEDERAL CREDIT UNION	$2,076	6.250%	$0	23	−$1,509
4	NBKC BANK	$2,637	6.500%	$250	18	−$948
5	RCB BANK	$2,751	6.353%	$995	12	−$834
6	SKYWARD CREDIT UNION	$2,820	6.750%	$660	13	−$765
7	Emprise Bank	$2,947	6.625%	$750	51	−$638
8	Equity Bank	$2,966	6.490%	$995	34	−$619
9	Home Bank and Trust Company	$2,987	6.625%	$895	56	−$598
10	Commerce Bank	$3,013	6.625%	$600	26	−$572
11	Wichita Federal Credit Union	$3,035	7.000%	$540	47	−$550
12	U.S. Bank National Association	$3,111	6.625%	$725	32	−$474
13	Capitol Federal Savings Bank	$3,122	6.375%	$1,090	120	−$464
14	LOWER, LLC	$3,137	6.933%	$1,310	12	−$448
15	Peoples Bank and Trust Company	$3,171	6.625%	$995	127	−$414
16	MERITRUST Federal Credit Union	$3,174	6.250%	$929	339	−$411
17	Fidelity Bank, National Association	$3,199	6.625%	$1,050	315	−$386
18	Flagstar Bank, National Association	$3,220	6.625%	$1,024	31	−$365
19	Simmons Bank	$3,224	7.125%	$1,285	13	−$360
20	Gateway First Bank	$3,370	6.625%	$1,030	109	−$215
21	Open Mortgage, LLC	$3,393	6.990%	$1,345	40	−$192
22	MID AMERICAN CREDIT UNION	$3,444	6.875%	$1,085	19	−$141
23	PROVIDENT FUNDING ASSOCIATES, L.P.	$3,600	6.375%	$1,125	10	+$15
24	JPMorgan Chase Bank, National Association	$3,666	6.500%	$1,628	28	+$81
25	AMERICAN MORTGAGE BANK, INC.	$3,694	6.500%	$1,345	23	+$109
26	PLANET HOME LENDING, LLC	$3,720	6.625%	$1,527	41	+$135
27	ZILLOW HOME LOANS, LLC	$3,722	6.750%	$1,659	10	+$137
28	PENNYMAC LOAN SERVICES, LLC	$3,736	6.624%	$895	40	+$151
29	Sunflower Bank, National Association	$3,773	6.558%	$1,345	10	+$188
30	Wells Fargo Bank, National Association	$3,783	6.250%	$2,419	13	+$198
31	FLAT BRANCH MORTGAGE, INC.	$3,804	6.625%	$1,776	186	+$218
32	HEARTLAND CREDIT UNION	$3,854	6.688%	$1,761	72	+$269
33	PRIMELENDING, A PLAINSCAPITAL COMPANY	$3,856	6.875%	$1,635	12	+$271
34	PRIMARY RESIDENTIAL MORTGAGE, INC.	$3,865	6.495%	$1,802	16	+$280
35	M SQUARED FINANCIAL LLC	$3,868	6.870%	$1,684	10	+$283
36	CREDIT UNION OF AMERICA	$3,870	6.125%	$1,909	188	+$285
37	Arvest Bank	$3,919	6.750%	$1,195	19	+$334
38	LOANDEPOT.COM, LLC	$3,943	7.125%	$1,902	25	+$358
39	The Central Trust Bank	$3,962	6.625%	$1,817	22	+$377
40	REGENT FINANCIAL GROUP, INC.	$4,086	6.875%	$1,948	39	+$502
41	THE LOAN STORE, INC.	$4,661	7.000%	$1,924	11	+$1,076
42	PENTAGON FEDERAL CREDIT UNION	$4,680	6.625%	$2,660	55	+$1,095
43	Neighborhood Loans, Inc.	$4,707	6.875%	$2,032	99	+$1,122
44	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$4,729	6.875%	$2,698	40	+$1,144
45	SIERRA PACIFIC MORTGAGE COMPANY, INC.	$5,036	6.625%	$3,256	153	+$1,451
46	GUILD MORTGAGE COMPANY LLC	$5,160	6.500%	$3,267	78	+$1,575
47	ROCKET MORTGAGE, LLC	$5,169	6.625%	$3,522	132	+$1,584
48	US MORTGAGE CORPORATION	$5,488	6.990%	$3,170	20	+$1,903
49	BOKF, National Association	$5,848	6.625%	$3,895	11	+$2,263
50	ARK-LA-TEX FINANCIAL SERVICES, LLC.	$5,865	6.990%	$3,178	20	+$2,280
51	LEADERONE FINANCIAL CORPORATION	$6,428	6.500%	$3,210	18	+$2,843
52	Plains Commerce Bank	$6,634	7.058%	$4,809	14	+$3,049
53	UNITED WHOLESALE MORTGAGE, LLC	$6,742	6.876%	$4,486	43	+$3,157
54	Farm Credit Mid-America, ACA	$9,859	6.875%	$8,064	13	+$6,274

Includes lenders with 10+ purchase originations in Sedgwick County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Kansas → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.