Peoples Bank and Trust Company closing costs and rates (2024)
In 2024, Peoples Bank and Trust Company originated 361 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,910. That is $3,831 below the national median of $6,741. Peoples Bank and Trust Company is most active in Kansas with 355 originations there.
Purchase Originations
361
Median Total Costs
$2,910
−56.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 355 | 6.625% | $2,881 | $995 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,764 | 6.500% | — | 1 | −$1,146 | |
| 2 | $1,825 | 8.500% | — | 1 | −$1,085 | |
| 3 | $1,926 | 8.500% | — | 1 | −$984 | |
| 4 | $2,339 | 6.375% | — | 3 | −$571 | |
| 5 | $2,508 | 6.375% | — | 1 | −$402 | |
| 6 | $2,693 | 7.000% | — | 18 | −$217 | |
| 7 | $2,733 | 6.625% | — | 49 | −$177 | |
| 8 | $2,736 | 6.500% | — | 17 | −$174 | |
| 9 | $2,738 | 6.625% | — | 78 | −$172 | |
| 10 | $2,761 | 6.750% | — | 5 | −$149 | |
| 11 | $2,791 | 6.875% | — | 27 | −$119 | |
| 12 | $2,811 | 6.750% | — | 1 | −$99 | |
| 13 | $2,876 | 6.875% | — | 5 | −$34 | |
| 14 | $2,997 | 6.875% | — | 5 | +$87 | |
| 15 | $3,049 | 7.125% | — | 1 | +$139 | |
| 16 | $3,171 | 6.625% | — | 127 | +$261 | |
| 17 | $3,428 | 6.562% | — | 4 | +$518 | |
| 18 | $3,581 | 6.875% | — | 10 | +$671 | |
| 19 | $4,666 | 7.000% | — | 2 | +$1,756 | |
| 20 | $6,417 | 6.125% | — | 1 | +$3,507 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.