MERITRUST Federal Credit Union closing costs and rates (2024)
In 2024, MERITRUST Federal Credit Union originated 429 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,111. That is $3,630 below the national median of $6,741. MERITRUST Federal Credit Union is most active in Kansas with 429 originations there.
Purchase Originations
429
Median Total Costs
$3,111
−53.9% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$929
Median Lender Credits
$16
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 429 | 6.250% | $3,111 | $929 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kansas | 429 | 6.250% | $3,111 | #10 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,055 | 6.375% | — | 2 | −$1,056 | |
| 2 | $2,297 | 7.250% | — | 1 | −$814 | |
| 3 | $2,301 | 6.375% | — | 3 | −$810 | |
| 4 | $2,312 | 6.875% | — | 3 | −$799 | |
| 5 | $2,479 | 5.750% | — | 3 | −$632 | |
| 6 | $2,590 | 6.500% | — | 5 | −$521 | |
| 7 | $2,594 | 6.500% | — | 1 | −$517 | |
| 8 | $2,633 | 6.000% | — | 5 | −$478 | |
| 9 | $2,753 | 6.188% | — | 4 | −$358 | |
| 10 | $2,764 | 6.000% | — | 6 | −$347 | |
| 11 | $2,917 | 6.625% | — | 1 | −$194 | |
| 12 | $3,149 | 5.750% | — | 3 | +$38 | |
| 13 | $3,174 | 6.250% | — | 339 | +$63 | |
| 14 | $3,198 | 6.375% | — | 43 | +$87 | |
| 15 | $3,791 | 6.375% | — | 2 | +$680 | |
| 16 | $3,912 | 6.250% | — | 7 | +$801 | |
| 17 | $6,538 | 7.250% | — | 1 | +$3,427 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.