Lowest closing cost mortgage lenders in Miami County County, Kansas
In Miami County, Kansas, homebuyers paid a median of $4,149 in closing costs in 2024 — above the Kansas median of $3,740. The county saw 436 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First State Bank of St. Charles, Missouri offered the lowest median costs at $2,852, which is $567 less than the county median.
Homebuyers in Miami County County who chose First State Bank of St. Charles, Missouri paid $1,297 less in closing costs than the county median.
County Median Costs
$4,149
+10.9% vs Kansas ($3,740)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,637
Purchase Originations
436
vs Kansas Median
10.9% above
$409
vs National Median
38.5% below
$-2,592
Lender rankings in Miami County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,852 | 6.375% | $1,375 | 10 | −$567 | |
| 2 | $3,373 | 6.875% | $1,676 | 37 | −$46 | |
| 3 | $3,437 | 6.562% | $1,248 | 18 | +$18 | |
| 4 | $4,561 | 6.625% | $2,362 | 20 | +$1,142 |
Includes lenders with 10+ purchase originations in Miami County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kansas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.