Homebuyers in Richland County County who chose DIRECTIONS CREDIT UNION, INC. paid $1,832 less in closing costs than the county median.
County Median Costs
$4,412
−15.8% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,614
Purchase Originations
1,082
Denial Rate
7.7%
vs Ohio avg (6.9%)
vs Ohio Median
15.8% below
$-828
vs National Median
34.0% below
$-2,268
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,580 | 6.375% | $550 | 19 | −$1,275 | |
| 2 | $2,626 | 5.732% | $950 | 224 | −$1,229 | |
| 3 | $3,373 | 6.495% | $929 | 12 | −$482 | |
| 4 | $3,982 | 6.625% | $1,295 | 35 | +$127 | |
| 5 | $4,034 | 6.625% | $1,614 | 70 | +$179 | |
| 6 | $4,208 | 6.990% | $1,898 | 66 | +$353 | |
| 7 | $4,259 | 6.990% | $1,509 | 12 | +$404 | |
| 8 | $4,310 | 6.750% | $1,835 | 27 | +$455 | |
| 9 | $4,805 | 6.875% | $2,486 | 39 | +$950 | |
| 10 | $5,714 | 6.875% | $3,410 | 63 | +$1,859 | |
| 11 | $5,731 | 6.625% | $3,454 | 12 | +$1,876 |
Includes lenders with 10+ purchase originations in Richland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.