DIRECTIONS CREDIT UNION, INC. closing costs and rates (2024)
In 2024, DIRECTIONS CREDIT UNION, INC. originated 231 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,138. That is $3,603 below the national median of $6,741. DIRECTIONS CREDIT UNION, INC. is most active in Ohio with 182 originations there.
Purchase Originations
231
Median Total Costs
$3,138
−53.5% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$550
Median Lender Credits
$74
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 231 | 6.500% | $3,138 | $550 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,594 | 7.000% | — | 1 | −$1,544 | |
| 2 | $1,979 | 6.500% | — | 4 | −$1,159 | |
| 3 | $2,042 | 6.500% | — | 16 | −$1,096 | |
| 4 | $2,221 | 6.688% | — | 6 | −$917 | |
| 5 | $2,294 | 5.750% | — | 1 | −$844 | |
| 6 | $2,319 | 6.875% | — | 3 | −$819 | |
| 7 | $2,338 | 6.312% | — | 2 | −$800 | |
| 8 | $2,354 | 6.875% | — | 1 | −$784 | |
| 9 | $2,574 | 6.562% | — | 2 | −$564 | |
| 10 | $2,775 | 6.625% | — | 43 | −$363 | |
| 11 | $2,893 | 6.500% | — | 2 | −$245 | |
| 12 | $2,894 | 6.125% | — | 1 | −$244 | |
| 13 | $2,919 | 6.625% | — | 3 | −$219 | |
| 14 | $3,167 | 6.000% | — | 1 | +$29 | |
| 15 | $3,234 | 6.625% | — | 1 | +$96 | |
| 16 | $3,349 | 6.500% | — | 110 | +$211 | |
| 17 | $3,468 | 6.250% | — | 1 | +$330 | |
| 18 | $3,584 | 6.500% | — | 6 | +$446 | |
| 19 | $3,655 | 6.375% | — | 22 | +$517 | |
| 20 | $4,946 | 6.750% | — | 2 | +$1,808 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.