The Park National Bank closing costs and rates (2024)
In 2024, The Park National Bank originated 1,269 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,250. That ranks #307 nationally by origination volume. For total closing costs among lenders with 500+ originations, The Park National Bank ranks #134. That is $2,491 below the national median of $6,741. The Park National Bank is most active in Ohio with 1,088 originations there.
Purchase Originations
1,269
Ranked #307 nationally
Median Total Costs
$4,250
−37.0% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,249
Median Lender Credits
$15,000
Cost Rank (500+ vol.)
#134
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,245 | 6.875% | $4,214 | $1,249 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 1,088 | 6.875% | $4,183 | #21 |
| South Carolina | 107 | 7.000% | $4,588 | #112 |
| North Carolina | 40 | 7.125% | $4,775 | — |
| Kentucky | 22 | 6.995% | $3,960 | — |
| Indiana | 3 | 6.500% | $2,926 | — |
| Georgia | 2 | 6.750% | $5,383 | — |
| West Virginia | 2 | 7.312% | $5,620 | — |
| Alabama | 1 | 7.500% | $4,176 | — |
| Arizona | 1 | 6.875% | $4,722 | — |
| Florida | 1 | 7.375% | $5,998 | — |
| New Mexico | 1 | 7.375% | $4,340 | — |
| Texas | 1 | 6.125% | $7,732 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,657 | 6.812% | — | 34 | −$593 | |
| 2 | $3,657 | 6.625% | — | 24 | −$593 | |
| 3 | $3,724 | 6.875% | — | 13 | −$526 | |
| 4 | $3,728 | 6.999% | — | 40 | −$522 | |
| 5 | $3,789 | 7.062% | — | 32 | −$461 | |
| 6 | $3,824 | 6.875% | — | 129 | −$426 | |
| 7 | $3,828 | 6.999% | — | 55 | −$422 | |
| 8 | $3,840 | 6.750% | — | 23 | −$410 | |
| 9 | $3,901 | 7.125% | — | 65 | −$349 | |
| 10 | $3,903 | 7.499% | — | 20 | −$347 | |
| 11 | $3,954 | 7.125% | — | 75 | −$296 | |
| 12 | $3,961 | 7.125% | — | 38 | −$289 | |
| 13 | $4,046 | 6.995% | — | 60 | −$204 | |
| 14 | $4,133 | 7.188% | — | 14 | −$117 | |
| 15 | $4,281 | 7.125% | — | 53 | +$31 | |
| 16 | $4,500 | 7.062% | — | 16 | +$250 | |
| 17 | $5,023 | 6.933% | — | 20 | +$773 | |
| 18 | $5,994 | 6.749% | — | 19 | +$1,744 | |
| 19 | $6,939 | 7.000% | — | 36 | +$2,689 | |
| 20 | $9,928 | 6.625% | — | 282 | +$5,678 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.