Lowest closing cost mortgage lenders in Ross County County, Ohio
In Ross County, Ohio, homebuyers paid a median of $5,016 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 543 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,553, which is $1,687 less than the county median.
Homebuyers in Ross County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,463 less in closing costs than the county median.
County Median Costs
$5,016
−2.8% vs Ohio ($5,161)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,767
Purchase Originations
543
vs Ohio Median
2.8% below
$-145
vs National Median
25.6% below
$-1,725
Lender rankings in Ross County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,080 | 6.750% | $200 | 11 | −$1,122 | |
| 2 | $3,607 | 6.938% | $570 | 50 | −$595 | |
| 3 | $4,073 | 6.625% | $1,640 | 77 | −$129 | |
| 4 | $4,471 | 6.875% | $1,295 | 13 | +$269 | |
| 5 | $4,559 | 6.625% | $2,524 | 12 | +$357 | |
| 6 | $5,061 | 6.995% | $2,044 | 10 | +$859 | |
| 7 | $5,945 | 7.124% | $3,138 | 11 | +$1,743 |
Includes lenders with 10+ purchase originations in Ross County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.