1st National Bank closing costs and rates (2024)
In 2024, 1st National Bank originated 176 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,409. That is $3,332 below the national median of $6,741. 1st National Bank is most active in Ohio with 152 originations there.
Purchase Originations
176
Median Total Costs
$3,409
−49.4% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$534
Median Lender Credits
$24
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 151 | 6.875% | $3,049 | $344 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,818 | 7.125% | — | 1 | −$1,591 | |
| 2 | $1,970 | 6.250% | — | 2 | −$1,439 | |
| 3 | $2,193 | 5.875% | — | 1 | −$1,216 | |
| 4 | $2,469 | 6.875% | — | 1 | −$940 | |
| 5 | $2,781 | 6.375% | — | 13 | −$628 | |
| 6 | $2,875 | 7.000% | — | 7 | −$534 | |
| 7 | $3,065 | 6.933% | — | 30 | −$344 | |
| 8 | $3,201 | 7.000% | — | 10 | −$208 | |
| 9 | $3,334 | 6.875% | — | 46 | −$75 | |
| 10 | $3,462 | 6.938% | — | 2 | +$53 | |
| 11 | $3,946 | 6.625% | — | 23 | +$537 | |
| 12 | $4,485 | 6.750% | — | 15 | +$1,076 | |
| 13 | $5,989 | 6.938% | — | 8 | +$2,580 | |
| 14 | $6,397 | 6.808% | — | 2 | +$2,988 | |
| 15 | $6,639 | 7.375% | — | 1 | +$3,230 | |
| 16 | $7,728 | 6.500% | — | 3 | +$4,319 | |
| 17 | $8,598 | 7.375% | — | 1 | +$5,189 | |
| 18 | $9,471 | 6.308% | — | 4 | +$6,062 | |
| 19 | $10,670 | 6.625% | — | 1 | +$7,261 | |
| 20 | $16,558 | 7.500% | — | 1 | +$13,149 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.