Lowest closing cost mortgage lenders in Knox County County, Ohio
In Knox County, Ohio, homebuyers paid a median of $5,035 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 549 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, RUOFF MORTGAGE COMPANY, INC. offered the lowest median costs at $3,201, which is $1,223 less than the county median.
Homebuyers in Knox County County who chose RUOFF MORTGAGE COMPANY, INC. paid $1,834 less in closing costs than the county median.
County Median Costs
$5,035
−2.4% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,882
Purchase Originations
549
vs Ohio Median
2.4% below
$-126
vs National Median
25.3% below
$-1,706
Lender rankings in Knox County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,201 | 6.625% | $1,631 | 18 | −$1,223 | |
| 2 | $3,828 | 6.999% | $1,249 | 55 | −$596 | |
| 3 | $4,203 | 6.990% | $1,582 | 13 | −$221 | |
| 4 | $4,231 | 6.750% | $1,529 | 23 | −$193 | |
| 5 | $4,702 | 6.875% | $2,125 | 10 | +$278 | |
| 6 | $4,794 | 6.990% | $2,664 | 30 | +$370 | |
| 7 | $4,946 | 7.312% | $2,530 | 10 | +$522 | |
| 8 | $5,338 | 7.125% | $2,750 | 25 | +$914 | |
| 9 | $5,507 | 6.999% | $3,170 | 13 | +$1,083 | |
| 10 | $6,538 | 6.625% | $4,977 | 17 | +$2,114 | |
| 11 | $6,914 | 6.938% | $5,282 | 12 | +$2,490 |
Includes lenders with 10+ purchase originations in Knox County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.