Homebuyers in Knox County County who chose RUOFF MORTGAGE COMPANY, INC. paid $1,979 less in closing costs than the county median.
County Median Costs
$5,144
−1.8% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,938
Purchase Originations
644
Denial Rate
5.8%
vs Ohio avg (6.9%)
vs Ohio Median
1.8% below
$-96
vs National Median
23.0% below
$-1,536
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,165 | 6.875% | $1,107 | 19 | −$1,399 | |
| 2 | $3,329 | 6.390% | $950 | 10 | −$1,235 | |
| 3 | $4,193 | 6.750% | $1,614 | 83 | −$371 | |
| 4 | $4,542 | 6.500% | $1,582 | 10 | −$22 | |
| 5 | $4,632 | 6.500% | $1,695 | 17 | +$68 | |
| 6 | $4,840 | 6.990% | $2,436 | 10 | +$276 | |
| 7 | $5,224 | 6.750% | $2,841 | 48 | +$660 | |
| 8 | $5,253 | 6.562% | $1,780 | 12 | +$689 | |
| 9 | $5,900 | 6.990% | $3,408 | 23 | +$1,336 | |
| 10 | $5,901 | 6.625% | $3,483 | 22 | +$1,337 | |
| 11 | $5,952 | 6.750% | $3,589 | 20 | +$1,388 | |
| 12 | $6,327 | 6.688% | $3,806 | 14 | +$1,763 | |
| 13 | $6,706 | 6.625% | $4,881 | 14 | +$2,142 |
Includes lenders with 10+ purchase originations in Knox County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.