Homebuyers in Morrow County County who chose MECHANICS BANK paid $2,446 less in closing costs than the county median.
County Median Costs
$5,745
+9.6% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,010
Purchase Originations
328
Denial Rate
10.8%
vs Ohio avg (6.9%)
vs Ohio Median
9.6% above
$505
vs National Median
14.0% below
$-935
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,299 | 5.845% | $950 | 12 | −$1,621 | |
| 2 | $3,300 | 6.750% | $1,875 | 10 | −$1,620 | |
| 3 | $4,445 | 6.487% | $1,693 | 10 | −$475 | |
| 4 | $4,744 | 7.250% | $1,614 | 11 | −$176 | |
| 5 | $4,931 | 6.750% | $2,584 | 12 | +$11 | |
| 6 | $5,244 | 6.750% | $2,841 | 14 | +$324 | |
| 7 | $5,768 | 6.990% | $2,495 | 15 | +$848 | |
| 8 | $6,511 | 6.938% | $5,100 | 10 | +$1,591 | |
| 9 | $6,737 | 6.625% | $4,307 | 11 | +$1,817 | |
| 10 | $8,111 | 6.612% | $1,920 | 12 | +$3,191 |
Includes lenders with 10+ purchase originations in Morrow County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.