Lowest closing cost mortgage lenders in Highland County County, Ohio
In Highland County, Ohio, homebuyers paid a median of $5,453 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 352 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, First State Bank offered the lowest median costs at $2,102, which is $1,970 less than the county median.
Homebuyers in Highland County County who chose First State Bank paid $3,351 less in closing costs than the county median.
County Median Costs
$5,453
+5.7% vs Ohio ($5,161)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,674
Purchase Originations
352
vs Ohio Median
5.7% above
$292
vs National Median
19.1% below
$-1,288
Lender rankings in Highland County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,102 | 7.312% | $300 | 28 | −$1,970 | |
| 2 | $2,248 | 6.562% | $172 | 12 | −$1,824 | |
| 3 | $2,667 | 7.625% | $495 | 22 | −$1,405 | |
| 4 | $3,721 | 6.625% | $1,295 | 10 | −$351 | |
| 5 | $4,288 | 6.808% | $1,716 | 14 | +$216 |
Includes lenders with 10+ purchase originations in Highland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.