Lowest closing cost mortgage lenders in Licking County County, Ohio
In Licking County, Ohio, homebuyers paid a median of $5,378 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 1,940 purchase mortgages at a median rate of 6.64%. Among lenders with 10+ originations, VICTORY MORTGAGE, L.L.C. offered the lowest median costs at $2,038, which is $2,517 less than the county median.
Homebuyers in Licking County County who chose VICTORY MORTGAGE, L.L.C. paid $3,340 less in closing costs than the county median.
County Median Costs
$5,378
+4.2% vs Ohio ($5,161)
Median Rate
6.640%
+0.3% vs national (6.620%)
Median Origination
$1,853
Purchase Originations
1,940
vs Ohio Median
4.2% above
$217
vs National Median
20.2% below
$-1,363
Lender rankings in Licking County County
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,038 | 5.688% | $660 | 16 | −$2,517 | |
| 2 | $2,851 | 5.500% | $0 | 32 | −$1,704 | |
| 3 | $2,990 | 6.875% | $1,270 | 83 | −$1,565 | |
| 4 | $3,158 | 6.875% | $1,828 | 52 | −$1,397 | |
| 5 | $3,446 | 6.375% | $1,281 | 21 | −$1,109 | |
| 6 | $3,451 | 7.250% | $250 | 26 | −$1,104 | |
| 7 | $3,485 | 6.625% | $1,258 | 50 | −$1,070 | |
| 8 | $3,799 | 6.000% | $291 | 17 | −$756 | |
| 9 | $3,881 | 6.375% | $875 | 12 | −$674 | |
| 10 | $3,896 | 6.938% | $991 | 10 | −$659 | |
| 11 | $3,903 | 6.875% | $790 | 24 | −$652 | |
| 12 | $3,950 | 6.625% | $1,604 | 23 | −$605 | |
| 13 | $3,954 | 7.125% | $1,249 | 74 | −$601 | |
| 14 | $4,254 | 6.624% | $2,053 | 10 | −$301 | |
| 15 | $4,264 | 6.725% | $1,122 | 14 | −$291 | |
| 16 | $4,295 | 6.562% | $1,295 | 24 | −$260 | |
| 17 | $4,304 | 6.562% | $1,616 | 10 | −$251 | |
| 18 | $4,358 | 6.875% | $1,030 | 14 | −$197 | |
| 19 | $4,431 | 6.875% | $1,435 | 12 | −$124 | |
| 20 | $4,540 | 6.500% | $1,395 | 15 | −$15 | |
| 21 | $4,665 | 6.750% | $1,706 | 65 | +$110 | |
| 22 | $4,732 | 6.625% | $2,119 | 41 | +$177 | |
| 23 | $5,222 | 7.125% | $2,568 | 57 | +$667 | |
| 24 | $5,248 | 6.875% | $2,720 | 17 | +$693 | |
| 25 | $5,265 | 6.688% | $3,165 | 46 | +$710 | |
| 26 | $5,290 | 6.990% | $2,884 | 42 | +$735 | |
| 27 | $5,500 | 6.990% | $2,333 | 24 | +$946 | |
| 28 | $5,673 | 6.933% | $2,720 | 24 | +$1,118 | |
| 29 | $6,116 | 6.990% | $3,615 | 76 | +$1,561 | |
| 30 | $6,124 | 7.125% | $3,639 | 44 | +$1,569 | |
| 31 | $6,393 | 6.875% | $3,439 | 35 | +$1,838 | |
| 32 | $7,349 | 6.933% | $4,290 | 18 | +$2,794 | |
| 33 | $8,107 | 6.999% | $5,673 | 72 | +$3,552 | |
| 34 | $8,218 | 6.875% | $5,991 | 13 | +$3,663 |
Includes lenders with 10+ purchase originations in Licking County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.