Purchase Originations
2,656
Ranked #172 nationally
Median Total Costs
$3,479
−47.9% vs national ($6,680)
↑ $264 vs prior year
Median Rate
6.300%
−2.9% vs national (6.490%)
↓ 0.490% vs prior year
Median Origination
$1,095
Median Lender Credits
$88
Cost Rank (500+ vol.)
#68
among lenders with 500+ originations
Denial Rate
5.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,656 | 6.300% | $3,479 | $1,095 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 2,087 | 6.300% | $3,608 | #12 |
| Florida | 369 | 6.340% | $3,047 | #109 |
| Kentucky | 52 | 6.390% | $2,742 | #113 |
| North Carolina | 21 | 6.390% | $2,971 | — |
| Pennsylvania | 20 | 6.500% | $72 | — |
| Georgia | 18 | 6.390% | $495 | — |
| New Jersey | 16 | 6.415% | $2,115 | — |
| Illinois | 13 | 6.490% | $395 | — |
| Indiana | 11 | 6.500% | $1,889 | — |
| Michigan | 10 | 6.090% | $4,019 | — |
| South Carolina | 10 | 6.245% | $4,185 | — |
| Tennessee | 10 | 6.445% | $2,497 | — |
| Maryland | 8 | 6.490% | $1,642 | — |
| Missouri | 5 | 5.990% | $3,328 | — |
| Virginia | 4 | 5.933% | $2,806 | — |
| Arizona | 1 | 6.890% | $0 | — |
| Oregon | 1 | 6.640% | $0 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $245 | 6.500% | — | 27 | −$3,234 | |
| 2 | $2,793 | 6.300% | — | 147 | −$686 | |
| 3 | $2,907 | 6.440% | — | 56 | −$572 | |
| 4 | $3,009 | 6.283% | — | 56 | −$470 | |
| 5 | $3,055 | 6.340% | — | 29 | −$424 | |
| 6 | $3,077 | 6.290% | — | 144 | −$402 | |
| 7 | $3,098 | 6.165% | — | 34 | −$381 | |
| 8 | $3,147 | 6.350% | — | 31 | −$332 | |
| 9 | $3,241 | 6.240% | — | 42 | −$238 | |
| 10 | $3,246 | 6.500% | — | 39 | −$233 | |
| 11 | $3,290 | 6.407% | — | 44 | −$189 | |
| 12 | $3,295 | 6.175% | — | 63 | −$184 | |
| 13 | $3,722 | 6.300% | — | 230 | +$243 | |
| 14 | $3,741 | 6.245% | — | 48 | +$262 | |
| 15 | $3,807 | 6.290% | — | 692 | +$328 | |
| 16 | $3,904 | 6.340% | — | 148 | +$425 | |
| 17 | $3,951 | 6.375% | — | 176 | +$472 | |
| 18 | $3,986 | 6.390% | — | 37 | +$507 | |
| 19 | $4,010 | 6.340% | — | 121 | +$531 | |
| 20 | $4,083 | 6.425% | — | 25 | +$604 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Third Federal Savings And Loan Association Of Cleveland | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $3,479 | $7,127 | −$3,648 (−51.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.