Union Savings Bank closing costs and rates (2024)
In 2024, Union Savings Bank originated 3,483 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $2,781. That ranks #135 nationally by origination volume. For total closing costs among lenders with 500+ originations, Union Savings Bank ranks #38. That is $3,960 below the national median of $6,741. Union Savings Bank is most active in Ohio with 2,402 originations there.
Purchase Originations
3,483
Ranked #135 nationally
Median Total Costs
$2,781
−58.7% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$500
Median Lender Credits
$250
Cost Rank (500+ vol.)
#38
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,904 | 6.875% | $2,380 | $500 |
| fha | 404 | 6.250% | $6,996 | $519 |
| va | 143 | 6.125% | $3,618 | $448 |
| usda | 32 | 6.312% | $4,999 | $450 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 2,402 | 6.875% | $2,680 | #8 |
| Indiana | 611 | 6.875% | $2,242 | #25 |
| Pennsylvania | 327 | 6.750% | $4,671 | #64 |
| Kentucky | 61 | 6.875% | $1,974 | #105 |
| Florida | 28 | 7.188% | $6,127 | — |
| Tennessee | 12 | 6.500% | $4,217 | — |
| South Carolina | 7 | 7.000% | $4,118 | — |
| Georgia | 5 | 5.750% | $12,308 | — |
| North Carolina | 5 | 7.250% | $3,062 | — |
| California | 3 | 7.500% | $11,217 | — |
| Illinois | 3 | 7.000% | $2,277 | — |
| Michigan | 3 | 6.625% | $2,953 | — |
| New York | 3 | 6.750% | $13,984 | — |
| Alabama | 2 | 7.125% | $4,342 | — |
| Nevada | 2 | 6.812% | $8,475 | — |
| Virginia | 2 | 7.125% | $5,169 | — |
| West Virginia | 2 | 6.438% | $3,467 | — |
| Arizona | 1 | 7.000% | $4,703 | — |
| Colorado | 1 | 6.875% | $2,950 | — |
| Maryland | 1 | 6.250% | $12,286 | — |
| Oklahoma | 1 | 6.500% | $3,073 | — |
| Wisconsin | 1 | 7.250% | $2,908 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,531 | 6.875% | — | 94 | −$1,250 | |
| 2 | $1,716 | 6.875% | — | 201 | −$1,065 | |
| 3 | $1,735 | 6.750% | — | 168 | −$1,046 | |
| 4 | $1,765 | 6.750% | — | 329 | −$1,016 | |
| 5 | $1,852 | 6.875% | — | 215 | −$929 | |
| 6 | $1,882 | 6.750% | — | 503 | −$899 | |
| 7 | $1,966 | 6.875% | — | 37 | −$815 | |
| 8 | $2,214 | 6.875% | — | 112 | −$567 | |
| 9 | $2,248 | 7.000% | — | 49 | −$533 | |
| 10 | $2,304 | 6.875% | — | 95 | −$477 | |
| 11 | $2,315 | 6.875% | — | 131 | −$466 | |
| 12 | $2,355 | 6.750% | — | 111 | −$426 | |
| 13 | $2,925 | 6.750% | — | 41 | +$144 | |
| 14 | $3,636 | 6.875% | — | 299 | +$855 | |
| 15 | $3,915 | 6.875% | — | 59 | +$1,134 | |
| 16 | $3,996 | 6.875% | — | 79 | +$1,215 | |
| 17 | $4,000 | 6.875% | — | 31 | +$1,219 | |
| 18 | $4,298 | 6.500% | — | 36 | +$1,517 | |
| 19 | $4,668 | 6.625% | — | 127 | +$1,887 | |
| 20 | $5,192 | 6.812% | — | 34 | +$2,411 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.