WRIGHT-PATT CREDIT UNION, INC. closing costs and rates (2024)
In 2024, WRIGHT-PATT CREDIT UNION, INC. originated 1,736 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $3,747. That ranks #253 nationally by origination volume. For total closing costs among lenders with 500+ originations, WRIGHT-PATT CREDIT UNION, INC. ranks #93. That is $2,994 below the national median of $6,741. WRIGHT-PATT CREDIT UNION, INC. is most active in Ohio with 1,693 originations there.
Purchase Originations
1,736
Ranked #253 nationally
Median Total Costs
$3,747
−44.4% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$225
Median Lender Credits
$359
Cost Rank (500+ vol.)
#93
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,612 | 6.125% | $3,706 | $214 |
| fha | 86 | 6.500% | $6,389 | $295 |
| va | 34 | 6.625% | $5,198 | $1,385 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 1,693 | 6.125% | $3,745 | #14 |
| Indiana | 10 | 5.875% | $2,610 | — |
| Pennsylvania | 6 | 5.375% | $4,693 | — |
| Georgia | 3 | 6.125% | $4,430 | — |
| Kentucky | 3 | 6.125% | $3,466 | — |
| North Carolina | 3 | 6.250% | $3,125 | — |
| South Carolina | 3 | 5.375% | $4,654 | — |
| Florida | 2 | 6.375% | $3,379 | — |
| New Jersey | 2 | 6.438% | $9,665 | — |
| Virginia | 2 | 6.500% | $4,608 | — |
| Alabama | 1 | 7.625% | $5,456 | — |
| Arizona | 1 | 6.625% | $2,597 | — |
| Idaho | 1 | 6.125% | $4,396 | — |
| Michigan | 1 | 5.625% | $3,097 | — |
| Minnesota | 1 | 6.875% | $4,605 | — |
| Oklahoma | 1 | 6.750% | $4,438 | — |
| Tennessee | 1 | 6.125% | $4,457 | — |
| Utah | 1 | 6.375% | $2,358 | — |
| Wisconsin | 1 | 6.125% | $8,407 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,373 | 6.250% | — | 10 | −$374 | |
| 2 | $3,530 | 6.062% | — | 22 | −$217 | |
| 3 | $3,630 | 6.125% | — | 43 | −$117 | |
| 4 | $3,670 | 6.250% | — | 593 | −$77 | |
| 5 | $3,690 | 6.250% | — | 155 | −$57 | |
| 6 | $3,691 | 5.750% | — | 15 | −$56 | |
| 7 | $3,700 | 6.125% | — | 106 | −$47 | |
| 8 | $3,714 | 6.438% | — | 18 | −$33 | |
| 9 | $3,725 | 6.000% | — | 249 | −$22 | |
| 10 | $3,731 | 6.250% | — | 7 | −$16 | |
| 11 | $3,857 | 5.938% | — | 18 | +$110 | |
| 12 | $3,885 | 6.125% | — | 51 | +$138 | |
| 13 | $3,952 | 5.750% | — | 13 | +$205 | |
| 14 | $3,963 | 5.750% | — | 36 | +$216 | |
| 15 | $3,974 | 5.875% | — | 98 | +$227 | |
| 16 | $3,992 | 6.125% | — | 8 | +$245 | |
| 17 | $3,996 | 5.875% | — | 140 | +$249 | |
| 18 | $4,035 | 6.375% | — | 15 | +$288 | |
| 19 | $4,414 | 5.875% | — | 14 | +$667 | |
| 20 | $4,502 | 6.312% | — | 12 | +$755 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.