Purchase Originations
513
Ranked #613 nationally
Median Total Costs
$4,465
−33.2% vs national ($6,680)
↑ $135 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,495
Median Lender Credits
$125
Cost Rank (500+ vol.)
#144
among lenders with 500+ originations
Denial Rate
1.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 421 | 6.624% | $4,355 | $1,495 |
| fha | 69 | 6.250% | $8,983 | $1,495 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,930 | 6.625% | — | 4 | −$535 | |
| 2 | $3,976 | 6.562% | — | 12 | −$489 | |
| 3 | $4,044 | 6.500% | — | 40 | −$421 | |
| 4 | $4,070 | 6.375% | — | 4 | −$395 | |
| 5 | $4,071 | 6.562% | — | 6 | −$394 | |
| 6 | $4,090 | 6.500% | — | 6 | −$375 | |
| 7 | $4,287 | 6.688% | — | 4 | −$178 | |
| 8 | $4,425 | 6.500% | — | 13 | −$40 | |
| 9 | $4,434 | 6.500% | — | 210 | −$31 | |
| 10 | $4,524 | 6.438% | — | 6 | +$59 | |
| 11 | $4,569 | 6.375% | — | 6 | +$104 | |
| 12 | $4,570 | 6.625% | — | 48 | +$105 | |
| 13 | $4,570 | 6.500% | — | 9 | +$105 | |
| 14 | $4,752 | 6.375% | — | 5 | +$287 | |
| 15 | $4,863 | 6.625% | — | 19 | +$398 | |
| 16 | $5,034 | 6.625% | — | 5 | +$569 | |
| 17 | $5,607 | 6.500% | — | 11 | +$1,142 | |
| 18 | $7,004 | 6.500% | — | 4 | +$2,539 | |
| 19 | $7,073 | 6.625% | — | 19 | +$2,608 | |
| 20 | $9,911 | 5.995% | — | 6 | +$5,446 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | The Equitable Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $4,465 | $7,127 | −$2,662 (−37.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.