Homebuyers in Montgomery County County who chose Union Savings Bank paid $3,169 less in closing costs than the county median.
County Median Costs
$4,799
−8.4% vs Ohio ($5,240)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
5,526
Denial Rate
6.7%
vs Ohio avg (6.9%)
vs Ohio Median
8.4% below
$-441
vs National Median
28.2% below
$-1,881
56 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,630 | 6.750% | $500 | 355 | −$2,440 | |
| 2 | $1,972 | 6.875% | $0 | 11 | −$2,098 | |
| 3 | $1,973 | 6.750% | $50 | 11 | −$2,097 | |
| 4 | $2,806 | 6.875% | $78 | 25 | −$1,264 | |
| 5 | $2,996 | 6.000% | $850 | 27 | −$1,074 | |
| 6 | $3,052 | 6.500% | $425 | 129 | −$1,018 | |
| 7 | $3,225 | 6.500% | $0 | 19 | −$845 | |
| 8 | $3,301 | 6.270% | $702 | 12 | −$769 | |
| 9 | $3,337 | 6.812% | $960 | 10 | −$733 | |
| 10 | $3,526 | 5.688% | $1,270 | 10 | −$544 | |
| 11 | $3,580 | 6.125% | $149 | 565 | −$490 | |
| 12 | $3,648 | 6.875% | $1,435 | 30 | −$422 | |
| 13 | $3,738 | 6.625% | $1,295 | 70 | −$332 | |
| 14 | $3,754 | 6.495% | $1,192 | 90 | −$316 | |
| 15 | $3,793 | 6.625% | $1,686 | 21 | −$277 | |
| 16 | $3,842 | 6.625% | $1,295 | 213 | −$228 | |
| 17 | $3,845 | 6.375% | $1,295 | 25 | −$225 | |
| 18 | $3,902 | 6.375% | $1,695 | 10 | −$168 | |
| 19 | $3,903 | 6.625% | $1,345 | 17 | −$167 | |
| 20 | $3,912 | 6.312% | $1,404 | 30 | −$158 | |
| 21 | $3,962 | 6.625% | $1,245 | 67 | −$108 | |
| 22 | $4,102 | 6.688% | $1,152 | 16 | +$32 | |
| 23 | $4,299 | 6.625% | $2,097 | 172 | +$229 | |
| 24 | $4,409 | 6.990% | $1,754 | 13 | +$339 | |
| 25 | $4,484 | 6.950% | $1,590 | 119 | +$414 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.