Purchase Originations
710
Ranked #498 nationally
Median Total Costs
$3,157
−52.7% vs national ($6,680)
↑ $85 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.375% vs prior year
Median Origination
$810
Median Lender Credits
$222
Cost Rank (500+ vol.)
#53
among lenders with 500+ originations
Denial Rate
2.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 707 | 6.250% | $3,154 | $810 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,671 | 6.250% | — | 81 | −$486 | |
| 2 | $2,849 | 6.375% | — | 153 | −$308 | |
| 3 | $2,884 | 6.250% | — | 53 | −$273 | |
| 4 | $2,954 | 6.500% | — | 6 | −$203 | |
| 5 | $3,014 | 6.250% | — | 6 | −$143 | |
| 6 | $3,079 | 6.125% | — | 7 | −$78 | |
| 7 | $3,082 | 6.125% | — | 11 | −$75 | |
| 8 | $3,179 | 6.125% | — | 79 | +$22 | |
| 9 | $3,198 | 6.312% | — | 6 | +$41 | |
| 10 | $3,225 | 6.438% | — | 22 | +$68 | |
| 11 | $3,254 | 6.375% | — | 21 | +$97 | |
| 12 | $3,262 | 6.375% | — | 18 | +$105 | |
| 13 | $3,358 | 6.500% | — | 13 | +$201 | |
| 14 | $3,441 | 6.250% | — | 9 | +$284 | |
| 15 | $3,444 | 6.188% | — | 6 | +$287 | |
| 16 | $3,503 | 6.125% | — | 24 | +$346 | |
| 17 | $3,510 | 6.500% | — | 98 | +$353 | |
| 18 | $3,693 | 6.250% | — | 16 | +$536 | |
| 19 | $3,750 | 6.188% | — | 6 | +$593 | |
| 20 | $3,893 | 6.188% | — | 18 | +$736 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Superior Credit Union, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $205,000 | $335,000 | −$130,000 (−38.8%) |
| Median total closing costs | $3,157 | $7,127 | −$3,970 (−55.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.