Lowest closing cost mortgage lenders in Warren County County, Ohio
In Warren County, Ohio, homebuyers paid a median of $4,952 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 2,847 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Guardian Savings Bank offered the lowest median costs at $1,548, which is $2,943 less than the county median.
Homebuyers in Warren County County who chose Guardian Savings Bank paid $3,404 less in closing costs than the county median.
County Median Costs
$4,952
−4.0% vs Ohio ($5,161)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,640
Purchase Originations
2,847
vs Ohio Median
4.0% below
$-209
vs National Median
26.5% below
$-1,789
Lender rankings in Warren County County
51 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,548 | 6.875% | $500 | 34 | −$2,943 | |
| 2 | $1,553 | 6.875% | $500 | 189 | −$2,938 | |
| 3 | $3,090 | 6.875% | $300 | 43 | −$1,401 | |
| 4 | $3,243 | 6.250% | $660 | 156 | −$1,248 | |
| 5 | $3,246 | 6.375% | $975 | 41 | −$1,246 | |
| 6 | $3,435 | 6.740% | $700 | 18 | −$1,056 | |
| 7 | $3,558 | 6.750% | $1,089 | 16 | −$933 | |
| 8 | $3,580 | 6.250% | $525 | 11 | −$911 | |
| 9 | $3,654 | 6.750% | $1,045 | 35 | −$837 | |
| 10 | $3,690 | 6.750% | $1,345 | 10 | −$801 | |
| 11 | $3,710 | 6.750% | $1,295 | 170 | −$781 | |
| 12 | $3,759 | 6.500% | $1,341 | 34 | −$732 | |
| 13 | $3,784 | 6.375% | $1,207 | 41 | −$707 | |
| 14 | $3,912 | 6.700% | $995 | 10 | −$579 | |
| 15 | $3,945 | 6.875% | $1,515 | 59 | −$546 | |
| 16 | $3,969 | 5.875% | $119 | 94 | −$522 | |
| 17 | $4,066 | 6.875% | $1,084 | 15 | −$425 | |
| 18 | $4,120 | 6.625% | $1,295 | 54 | −$371 | |
| 19 | $4,228 | 6.625% | $1,295 | 23 | −$263 | |
| 20 | $4,301 | 6.812% | $950 | 12 | −$190 | |
| 21 | $4,346 | 6.625% | $1,095 | 11 | −$146 | |
| 22 | $4,465 | 6.688% | $1,595 | 12 | −$26 | |
| 23 | $4,504 | 6.562% | $1,695 | 10 | +$13 | |
| 24 | $4,664 | 6.800% | $1,814 | 52 | +$173 | |
| 25 | $4,707 | 6.875% | $1,435 | 18 | +$216 | |
| 26 | $4,809 | 6.950% | $2,029 | 29 | +$318 | |
| 27 | $4,869 | 6.990% | $1,994 | 23 | +$378 | |
| 28 | $4,980 | 6.990% | $1,575 | 17 | +$489 | |
| 29 | $5,026 | 7.125% | $2,417 | 13 | +$535 | |
| 30 | $5,178 | 7.125% | $2,398 | 27 | +$687 | |
| 31 | $5,190 | 6.688% | $2,202 | 16 | +$699 | |
| 32 | $5,225 | 7.125% | $2,651 | 40 | +$734 | |
| 33 | $5,362 | 6.875% | $2,215 | 13 | +$871 | |
| 34 | $5,445 | 6.625% | $2,567 | 37 | +$954 | |
| 35 | $5,653 | 6.500% | $1,095 | 39 | +$1,162 | |
| 36 | $5,818 | 6.990% | $3,063 | 18 | +$1,327 | |
| 37 | $5,984 | 6.990% | $3,135 | 48 | +$1,493 | |
| 38 | $6,054 | 6.500% | $4,226 | 97 | +$1,563 | |
| 39 | $6,297 | 7.062% | $3,872 | 24 | +$1,806 | |
| 40 | $6,519 | 6.625% | $3,796 | 11 | +$2,028 | |
| 41 | $6,835 | 7.125% | $3,928 | 34 | +$2,344 | |
| 42 | $6,924 | 7.000% | $4,053 | 43 | +$2,434 | |
| 43 | $7,057 | 6.975% | $2,205 | 11 | +$2,566 | |
| 44 | $7,173 | 6.875% | $4,585 | 33 | +$2,682 | |
| 45 | $7,254 | 6.375% | $3,760 | 40 | +$2,762 | |
| 46 | $7,609 | 6.965% | $4,398 | 111 | +$3,118 | |
| 47 | $7,611 | 7.125% | $4,965 | 15 | +$3,120 | |
| 48 | $7,993 | 7.308% | $4,905 | 20 | +$3,502 |
Includes lenders with 10+ purchase originations in Warren County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.