GENERAL ELECTRIC CREDIT UNION closing costs and rates (2024)
In 2024, GENERAL ELECTRIC CREDIT UNION originated 262 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,246. That is $3,495 below the national median of $6,741. GENERAL ELECTRIC CREDIT UNION is most active in Ohio with 210 originations there.
Purchase Originations
262
Median Total Costs
$3,246
−51.9% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$975
Median Lender Credits
$254
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 262 | 6.250% | $3,246 | $975 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 210 | 6.250% | $3,245 | #91 |
| Kentucky | 43 | 6.240% | $3,300 | — |
| Indiana | 4 | 6.875% | $2,623 | — |
| Florida | 3 | 5.750% | $7,689 | — |
| West Virginia | 2 | 6.188% | $3,683 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,950 | 7.375% | — | 1 | −$1,296 | |
| 2 | $2,623 | 6.240% | — | 9 | −$623 | |
| 3 | $2,630 | 6.625% | — | 1 | −$616 | |
| 4 | $2,825 | 6.438% | — | 2 | −$421 | |
| 5 | $3,075 | 6.375% | — | 37 | −$171 | |
| 6 | $3,082 | 6.375% | — | 24 | −$164 | |
| 7 | $3,100 | 6.250% | — | 9 | −$146 | |
| 8 | $3,180 | 6.250% | — | 77 | −$66 | |
| 9 | $3,194 | 6.240% | — | 7 | −$52 | |
| 10 | $3,246 | 6.375% | — | 41 | +$0 | |
| 11 | $3,249 | 6.312% | — | 2 | +$3 | |
| 12 | $3,389 | 5.875% | — | 2 | +$143 | |
| 13 | $3,683 | 6.188% | — | 2 | +$437 | |
| 14 | $3,845 | 6.625% | — | 1 | +$599 | |
| 15 | $3,911 | 6.625% | — | 7 | +$665 | |
| 16 | $3,956 | 5.750% | — | 7 | +$710 | |
| 17 | $3,957 | 6.375% | — | 10 | +$711 | |
| 18 | $4,202 | 6.240% | — | 13 | +$956 | |
| 19 | $7,176 | 5.870% | — | 2 | +$3,930 | |
| 20 | $7,689 | 5.750% | — | 1 | +$4,443 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.