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LCNB National Bank closing costs and rates (2024)

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In 2024, LCNB National Bank originated 561 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,231. That ranks #593 nationally by origination volume. For total closing costs among lenders with 500+ originations, LCNB National Bank ranks #60. That is $3,510 below the national median of $6,741. LCNB National Bank is most active in Ohio with 482 originations there.

Purchase Originations

561

Ranked #593 nationally

Median Total Costs

$3,231

−52.1% vs national ($6,741)

Median Rate

6.625%

+0.1% vs national (6.620%)

Median Origination

$1,045

Median Lender Credits

$499

Cost Rank (500+ vol.)

#60

among lenders with 500+ originations

Breakdown by loan type

Loan typeVolumeMedian RateMedian Total CostsMedian Origination
conventional5256.625%$3,119$1,045

Active states

StateVolumeMedian RateMedian Total CostsState Rank
Ohio4826.625%$3,260#49
Kentucky426.625%$2,958
Indiana336.625%$2,884
Tennessee26.625%$4,306
Massachusetts16.125%$5,502
Michigan16.375%$2,926

Top counties by origination volume

RankLenderMedian Total CostsMedian RateMedian OriginationVolumevs. Median
1$2,5166.875%1−$715
2$2,5756.125%5−$656
3$2,8326.562%16−$399
4$2,8806.500%10−$351
5$3,0376.500%313−$194
6$3,1186.688%24−$113
7$3,1426.688%14−$89
8$3,2086.500%3−$23
9$3,4075.875%2+$176
10$3,4576.312%6+$226
11$3,4886.625%15+$257
12$3,5506.625%32+$319
13$3,5977.000%1+$366
14$3,6486.625%3+$417
15$3,6976.375%1+$466
16$3,7526.625%60+$521
17$3,7686.375%2+$537
18$3,8756.688%38+$644
19$4,6507.000%1+$1,419
20$5,5026.125%1+$2,271

Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.