Lowest closing cost mortgage lenders in Lake County County, Ohio
In Lake County, Ohio, homebuyers paid a median of $5,451 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 2,427 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $712, which is $4,245 less than the county median.
Homebuyers in Lake County County who chose PULTE MORTGAGE LLC paid $4,739 less in closing costs than the county median.
County Median Costs
$5,451
+5.6% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,125
Purchase Originations
2,427
vs Ohio Median
5.6% above
$290
vs National Median
19.1% below
$-1,290
Lender rankings in Lake County County
31 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $712 | 6.058% | $0 | 40 | −$4,245 | |
| 2 | $3,776 | 6.750% | $975 | 11 | −$1,181 | |
| 3 | $3,846 | 6.790% | $1,095 | 119 | −$1,111 | |
| 4 | $3,941 | 6.500% | $1,178 | 13 | −$1,016 | |
| 5 | $3,948 | 6.688% | $1,461 | 34 | −$1,009 | |
| 6 | $4,078 | 6.875% | $1,745 | 14 | −$879 | |
| 7 | $4,318 | 6.625% | $1,060 | 15 | −$639 | |
| 8 | $4,380 | 6.500% | $1,445 | 42 | −$577 | |
| 9 | $4,429 | 6.737% | $1,138 | 50 | −$528 | |
| 10 | $4,462 | 6.625% | $1,468 | 156 | −$495 | |
| 11 | $4,487 | 6.500% | $1,640 | 42 | −$470 | |
| 12 | $4,543 | 6.812% | $1,679 | 38 | −$414 | |
| 13 | $4,678 | 6.490% | $1,887 | 70 | −$279 | |
| 14 | $4,700 | 6.625% | $1,735 | 26 | −$257 | |
| 15 | $4,909 | 6.933% | $2,005 | 10 | −$48 | |
| 16 | $4,930 | 6.750% | $2,125 | 79 | −$28 | |
| 17 | $5,039 | 6.500% | $2,269 | 19 | +$82 | |
| 18 | $5,222 | 6.625% | $2,346 | 45 | +$265 | |
| 19 | $5,451 | 6.950% | $2,578 | 371 | +$494 | |
| 20 | $5,618 | 6.625% | $2,831 | 10 | +$661 | |
| 21 | $5,720 | 6.500% | $2,849 | 40 | +$763 | |
| 22 | $5,760 | 6.625% | $3,043 | 25 | +$803 | |
| 23 | $5,762 | 6.990% | $3,413 | 65 | +$805 | |
| 24 | $5,950 | 6.625% | $3,268 | 119 | +$993 | |
| 25 | $5,962 | 7.000% | $3,478 | 25 | +$1,005 | |
| 26 | $6,031 | 6.912% | $3,537 | 60 | +$1,074 | |
| 27 | $6,042 | 6.500% | $2,544 | 11 | +$1,084 | |
| 28 | $6,393 | 6.500% | $3,649 | 13 | +$1,436 | |
| 29 | $6,809 | 6.990% | $3,573 | 10 | +$1,852 |
Includes lenders with 10+ purchase originations in Lake County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.