LIBERTY HOME MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, LIBERTY HOME MORTGAGE CORPORATION originated 740 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $7,060. That ranks #484 nationally by origination volume. For total closing costs among lenders with 500+ originations, LIBERTY HOME MORTGAGE CORPORATION ranks #370. That is $319 above the national median of $6,741. LIBERTY HOME MORTGAGE CORPORATION is most active in Ohio with 599 originations there.
Purchase Originations
740
Ranked #484 nationally
Median Total Costs
$7,060
+4.7% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$2,990
Median Lender Credits
$141
Cost Rank (500+ vol.)
#370
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 352 | 7.000% | $8,215 | $2,990 |
| conventional | 330 | 7.000% | $5,859 | $3,160 |
| va | 41 | 6.750% | $7,548 | $2,028 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 599 | 7.000% | $6,646 | #39 |
| Georgia | 56 | 7.125% | $9,622 | #190 |
| Florida | 14 | 6.688% | $8,312 | — |
| Pennsylvania | 8 | 6.812% | $5,986 | — |
| Alabama | 7 | 6.875% | $6,820 | — |
| Texas | 5 | 7.625% | $7,672 | — |
| Indiana | 4 | 6.625% | $6,020 | — |
| Michigan | 4 | 7.125% | $8,196 | — |
| Mississippi | 4 | 6.812% | $7,988 | — |
| South Carolina | 4 | 6.438% | $7,600 | — |
| Maryland | 3 | 7.125% | $11,826 | — |
| Oklahoma | 3 | 6.875% | $14,168 | — |
| Virginia | 3 | 7.375% | $11,503 | — |
| Wisconsin | 3 | 6.875% | $11,003 | — |
| West Virginia | 3 | 7.750% | $3,968 | — |
| Illinois | 2 | 7.500% | $6,926 | — |
| Kansas | 2 | 6.625% | $9,295 | — |
| Kentucky | 2 | 7.188% | $5,667 | — |
| New Jersey | 2 | 7.062% | $12,926 | — |
| Arkansas | 1 | 7.125% | $6,298 | — |
| Arizona | 1 | 7.000% | $13,875 | — |
| California | 1 | 5.250% | $20,356 | — |
| Colorado | 1 | 7.375% | $8,274 | — |
| Delaware | 1 | 6.000% | $19,731 | — |
| Iowa | 1 | 6.500% | $7,635 | — |
| Louisiana | 1 | 6.625% | $14,746 | — |
| North Carolina | 1 | 7.125% | $24,081 | — |
| Nebraska | 1 | 6.625% | $12,284 | — |
| Tennessee | 1 | 8.125% | $8,201 | — |
| Utah | 1 | 6.500% | $3,730 | — |
| Washington | 1 | 7.500% | $26,664 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,063 | 6.812% | — | 18 | −$2,997 | |
| 2 | $4,988 | 7.062% | — | 8 | −$2,072 | |
| 3 | $5,055 | 7.125% | — | 10 | −$2,005 | |
| 4 | $5,828 | 7.000% | — | 27 | −$1,232 | |
| 5 | $5,934 | 6.875% | — | 34 | −$1,126 | |
| 6 | $6,057 | 7.250% | — | 15 | −$1,003 | |
| 7 | $6,329 | 6.812% | — | 22 | −$731 | |
| 8 | $6,436 | 7.000% | — | 27 | −$624 | |
| 9 | $6,515 | 6.875% | — | 55 | −$545 | |
| 10 | $6,752 | 7.250% | — | 6 | −$308 | |
| 11 | $6,847 | 6.875% | — | 152 | −$213 | |
| 12 | $7,161 | 7.312% | — | 10 | +$101 | |
| 13 | $7,163 | 6.625% | — | 11 | +$103 | |
| 14 | $7,344 | 6.875% | — | 8 | +$284 | |
| 15 | $7,391 | 7.125% | — | 8 | +$331 | |
| 16 | $7,634 | 6.875% | — | 50 | +$574 | |
| 17 | $7,920 | 7.000% | — | 13 | +$860 | |
| 18 | $8,020 | 7.000% | — | 16 | +$960 | |
| 19 | $8,868 | 6.812% | — | 22 | +$1,808 | |
| 20 | $8,963 | 7.000% | — | 6 | +$1,903 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.