First Federal Savings And Loan Association Of Lakewood closing costs and rates (2024)
In 2024, First Federal Savings And Loan Association Of Lakewood originated 755 purchase mortgages at a median interest rate of 6.71% and median total closing costs of $4,349. That ranks #477 nationally by origination volume. For total closing costs among lenders with 500+ originations, First Federal Savings And Loan Association Of Lakewood ranks #143. That is $2,392 below the national median of $6,741. First Federal Savings And Loan Association Of Lakewood is most active in Ohio with 716 originations there.
Purchase Originations
755
Ranked #477 nationally
Median Total Costs
$4,349
−35.5% vs national ($6,741)
Median Rate
6.715%
+1.4% vs national (6.620%)
Median Origination
$998
Median Lender Credits
$124
Cost Rank (500+ vol.)
#143
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 721 | 6.725% | $4,309 | $998 |
| fha | 27 | 6.250% | $7,633 | $998 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 716 | 6.707% | $4,339 | #37 |
| North Carolina | 9 | 6.825% | $2,953 | — |
| Pennsylvania | 5 | 6.800% | $5,534 | — |
| Florida | 4 | 6.207% | $7,632 | — |
| Kentucky | 4 | 6.607% | $4,575 | — |
| Tennessee | 4 | 7.025% | $5,056 | — |
| Illinois | 3 | 7.175% | $2,991 | — |
| Virginia | 3 | 6.600% | $5,031 | — |
| District of Columbia | 2 | 6.200% | $4,778 | — |
| Michigan | 2 | 6.850% | $2,433 | — |
| South Carolina | 2 | 6.925% | $4,995 | — |
| Nevada | 1 | 7.150% | $4,367 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,046 | 6.545% | — | 6 | −$1,303 | |
| 2 | $3,625 | 6.575% | — | 5 | −$724 | |
| 3 | $3,759 | 6.875% | — | 17 | −$590 | |
| 4 | $3,902 | 6.875% | — | 29 | −$447 | |
| 5 | $4,080 | 6.600% | — | 15 | −$269 | |
| 6 | $4,090 | 6.600% | — | 6 | −$259 | |
| 7 | $4,101 | 6.775% | — | 71 | −$248 | |
| 8 | $4,264 | 6.725% | — | 14 | −$85 | |
| 9 | $4,280 | 6.650% | — | 342 | −$69 | |
| 10 | $4,474 | 6.713% | — | 54 | +$125 | |
| 11 | $4,660 | 6.775% | — | 61 | +$311 | |
| 12 | $4,863 | 6.812% | — | 4 | +$514 | |
| 13 | $4,913 | 6.800% | — | 25 | +$564 | |
| 14 | $4,914 | 6.725% | — | 5 | +$565 | |
| 15 | $4,999 | 6.588% | — | 12 | +$650 | |
| 16 | $5,473 | 6.775% | — | 17 | +$1,124 | |
| 17 | $5,649 | 7.025% | — | 3 | +$1,300 | |
| 18 | $5,817 | 6.875% | — | 8 | +$1,468 | |
| 19 | $5,905 | 6.900% | — | 4 | +$1,556 | |
| 20 | $6,344 | 6.138% | — | 6 | +$1,995 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.