Purchase Originations
650
Ranked #533 nationally
Median Total Costs
$4,650
−30.4% vs national ($6,680)
↑ $301 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.215% vs prior year
Median Origination
$1,248
Median Lender Credits
$30
Cost Rank (500+ vol.)
#161
among lenders with 500+ originations
Denial Rate
2.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 616 | 6.500% | $4,608 | $1,248 |
| fha | 23 | 6.250% | $8,589 | $1,303 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 617 | 6.500% | $4,660 | #42 |
| North Carolina | 10 | 6.550% | $2,991 | — |
| Illinois | 5 | 6.625% | $6,947 | — |
| Florida | 4 | 6.500% | $5,559 | — |
| Indiana | 4 | 6.125% | $2,976 | — |
| Michigan | 4 | 6.463% | $3,043 | — |
| Kentucky | 2 | 6.975% | $4,735 | — |
| South Carolina | 2 | 6.412% | $4,364 | — |
| Colorado | 1 | 6.475% | $6,893 | — |
| Maryland | 1 | 6.375% | $5,705 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,991 | 6.550% | — | 6 | −$1,659 | |
| 2 | $4,089 | 6.750% | — | 3 | −$561 | |
| 3 | $4,131 | 6.725% | — | 14 | −$519 | |
| 4 | $4,151 | 6.800% | — | 6 | −$499 | |
| 5 | $4,321 | 6.400% | — | 47 | −$329 | |
| 6 | $4,419 | 6.312% | — | 4 | −$231 | |
| 7 | $4,599 | 6.450% | — | 307 | −$51 | |
| 8 | $4,660 | 6.737% | — | 6 | +$10 | |
| 9 | $4,753 | 6.500% | — | 31 | +$103 | |
| 10 | $4,879 | 6.575% | — | 41 | +$229 | |
| 11 | $4,976 | 6.450% | — | 39 | +$326 | |
| 12 | $5,049 | 6.375% | — | 47 | +$399 | |
| 13 | $5,052 | 6.900% | — | 7 | +$402 | |
| 14 | $5,176 | 6.400% | — | 11 | +$526 | |
| 15 | $5,263 | 6.500% | — | 10 | +$613 | |
| 16 | $6,224 | 6.250% | — | 4 | +$1,574 | |
| 17 | $6,371 | 6.850% | — | 8 | +$1,721 | |
| 18 | $6,667 | 6.438% | — | 4 | +$2,017 | |
| 19 | $7,539 | 6.525% | — | 4 | +$2,889 | |
| 20 | $7,697 | 6.425% | — | 3 | +$3,047 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | First Federal Savings And Loan Association Of Lakewood | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $275,000 | $335,000 | −$60,000 (−17.9%) |
| Median total closing costs | $4,650 | $7,127 | −$2,477 (−34.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.