Homebuyers in Ottawa County County who chose FREMONT Federal Credit Union paid $2,252 less in closing costs than the county median.
County Median Costs
$4,996
−4.7% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
266
Denial Rate
4.9%
vs Ohio avg (6.9%)
vs Ohio Median
4.7% below
$-244
vs National Median
25.2% below
$-1,684
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,744 | 6.375% | $600 | 13 | −$1,654 | |
| 2 | $4,120 | 6.500% | $950 | 20 | −$278 | |
| 3 | $4,214 | 6.625% | $1,295 | 25 | −$184 | |
| 4 | $4,497 | 6.375% | $2,068 | 12 | +$99 | |
| 5 | $4,864 | 6.875% | $2,139 | 10 | +$466 | |
| 6 | $4,955 | 6.562% | $2,576 | 10 | +$557 | |
| 7 | $5,919 | 6.875% | $2,967 | 13 | +$1,521 |
Includes lenders with 10+ purchase originations in Ottawa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.