Civista Bank closing costs and rates (2024)
In 2024, Civista Bank originated 652 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,866. That ranks #537 nationally by origination volume. For total closing costs among lenders with 500+ originations, Civista Bank ranks #108. That is $2,875 below the national median of $6,741. Civista Bank is most active in Ohio with 507 originations there.
Purchase Originations
652
Ranked #537 nationally
Median Total Costs
$3,866
−42.6% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$950
Median Lender Credits
$212
Cost Rank (500+ vol.)
#108
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 609 | 6.624% | $3,780 | $950 |
| fha | 33 | 6.250% | $7,053 | $950 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 507 | 6.500% | $3,909 | #45 |
| Indiana | 76 | 6.625% | $2,575 | #145 |
| Kentucky | 26 | 6.562% | $4,100 | — |
| Michigan | 25 | 6.500% | $4,759 | — |
| Pennsylvania | 10 | 6.500% | $4,495 | — |
| Florida | 2 | 6.749% | $5,824 | — |
| Virginia | 2 | 6.688% | $7,205 | — |
| Arizona | 1 | 6.875% | $5,485 | — |
| California | 1 | 6.250% | $13,623 | — |
| Georgia | 1 | 7.125% | $3,820 | — |
| Kansas | 1 | 6.000% | $1,772 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,354 | 6.750% | — | 12 | −$1,512 | |
| 2 | $2,627 | 6.625% | — | 46 | −$1,239 | |
| 3 | $3,177 | 6.500% | — | 9 | −$689 | |
| 4 | $3,392 | 6.500% | — | 16 | −$474 | |
| 5 | $3,400 | 6.250% | — | 11 | −$466 | |
| 6 | $3,453 | 6.490% | — | 25 | −$413 | |
| 7 | $3,686 | 6.625% | — | 73 | −$180 | |
| 8 | $3,687 | 6.500% | — | 34 | −$179 | |
| 9 | $3,716 | 6.500% | — | 52 | −$150 | |
| 10 | $3,731 | 6.750% | — | 12 | −$135 | |
| 11 | $3,867 | 6.500% | — | 33 | +$1 | |
| 12 | $4,034 | 6.490% | — | 17 | +$168 | |
| 13 | $4,043 | 6.625% | — | 37 | +$177 | |
| 14 | $4,148 | 6.500% | — | 10 | +$282 | |
| 15 | $4,301 | 6.812% | — | 12 | +$435 | |
| 16 | $4,377 | 6.625% | — | 53 | +$511 | |
| 17 | $4,639 | 6.495% | — | 12 | +$773 | |
| 18 | $4,850 | 6.812% | — | 8 | +$984 | |
| 19 | $4,902 | 6.812% | — | 8 | +$1,036 | |
| 20 | $5,494 | 6.500% | — | 25 | +$1,628 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.